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Swiss health insurance premiums 2027, canton by canton.

The Federal Office of Public Health puts the average premium for 2027 at CHF 412.00 a month (+5.0%): adults +4.9%, young adults +4.8%, children +4.6%. Across the offers on the market, the median adult premium rises 4.4% to CHF 547.50 a month (CHF 300 deductible, accident cover included, all insurance models). Below: which insurers rise most, all 26 cantons by age group, every insurer in every canton, every model and deductible, and the cheapest and dearest offer in Switzerland. Calculate your 2027 premium for your postcode, or switch before 30 November.

Premium calculator · 2027 Calculate your 2027 premium Every approved insurer for your postcode, age, deductible and model. Official FOPH data, in English.
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Updated

By Robert Kolar, health insurance advisor · FOPH tariff data, 29 September 2026 · the data as JSON · more news

2026 → 2027 · FOPH average premium
Adults26 and over
+4.9%CHF 487.60 a month (+22.80)
Young adults19 to 25
+4.8%CHF 338.80 a month (+15.40)
Children0 to 18
+4.6%CHF 128.10 a month (+5.70)

All ages: CHF 412.00 a month (+5.0%). The median offer at a CHF 300 deductible: adults +4.4% (CHF 547.50), young adults +4.2%, children +4.3%.

FOPH: average across all models and deductibles, weighted by enrolment. Median offer: CHF 300 deductible, accident cover included, all insurance models (children: CHF 0 deductible). Method

Premium calculator · 2027 Calculate your 2027 premium Every approved insurer for your postcode, age, deductible and model. Official FOPH data, in English.
At a glance

The 2027 premiums at a glance.

Five facts about the Krankenkassenprämien 2027, the basic health insurance premiums the FOPH approved on 29 September 2026.

  • The FOPH's average premium for 2027 is CHF 412.00 a month, +5.0% on 2026 (CHF +19.70), across all ages, models and deductibles.
  • By age group, the FOPH average is CHF 487.60 for adults (+4.9%), CHF 338.80 for young adults (+4.8%) and CHF 128.10 for children (+4.6%).
  • By canton, the FOPH average rises least in Glarus (+3.0%) and most in Jura (+6.6%); it is lowest in Zug (CHF 276.20 a month) and highest in Ticino (CHF 519.90).
  • Among insurers with 20,000 or more insured, the adult standard premium rises least at KPT (+2.7%) and most at CSS (+7.7%).
  • To switch basic insurer for 1 January 2027, your notice must reach your insurer by 30 November 2026.
In brief

What changes for you.

If you are an adult on the reference profile (CHF 300 deductible, accident cover included, all insurance models), the typical offer in 2027 is CHF 547.50 a month — CHF 23.10 more than in 2026 (+4.4%). The canton decides more than the national figure: by the FOPH's average, premiums rise most in Jura (+6.6%) and least in Glarus (+3.0%), and run from CHF 276.20 a month in Zug to CHF 519.90 in Ticino. For the same legal cover, adult offers run from CHF 227.50 to CHF 915.70 a month — and you have until 30 November to switch basic insurance for 1 January.

Insurers

Insurers: who rises most, and least.

Adults, 2026 to 2027, among the 23 insurers with 20,000 or more insured. Each figure is the insurer's standard-model premium for adults (free choice of doctor, CHF 300 deductible, accident included), averaged over each canton's premium regions and weighted by its insured there (FOPH, 2025); the FOPH itself publishes no change per insurer.

Which insurers the lists compare

Largest rises20,000+ insured

  1. CSS1,466,758 insured · 26 cantons+7.7%CHF +45.56
  2. Sympany226,160 insured · 26 cantons+6.9%CHF +40.00
  3. sodalisregional53,900 insured · 2 cantons+5.4%CHF +28.17
  4. Helsana1,396,260 insured · 26 cantons+5.2%CHF +32.13
  5. Sumiswalder32,747 insured · 21 cantons+5.0%CHF +28.88

Smallest rises20,000+ insured

  1. KPT459,540 insured · 26 cantons+2.7%CHF +16.54
  2. Concordia712,174 insured · 26 cantons+2.8%CHF +15.55
  3. Galenos56,370 insured · 26 cantons+2.9%CHF +17.29
  4. Mutuel (Groupe Mutuel)459,864 insured · 26 cantons+3.2%CHF +20.69
  5. Sanitas642,973 insured · 26 cantons+3.3%CHF +19.12

Largest rises20+ cantons, 20,000+ insured

  1. CSS1,466,758 insured · 26 cantons+7.7%CHF +45.56
  2. Sympany226,160 insured · 26 cantons+6.9%CHF +40.00
  3. Helsana1,396,260 insured · 26 cantons+5.2%CHF +32.13
  4. Sumiswalder32,747 insured · 21 cantons+5.0%CHF +28.88
  5. Agrisano190,439 insured · 26 cantons+4.9%CHF +26.05

Smallest rises20+ cantons, 20,000+ insured

  1. KPT459,540 insured · 26 cantons+2.7%CHF +16.54
  2. Concordia712,174 insured · 26 cantons+2.8%CHF +15.55
  3. Galenos56,370 insured · 26 cantons+2.9%CHF +17.29
  4. Mutuel (Groupe Mutuel)459,864 insured · 26 cantons+3.2%CHF +20.69
  5. Sanitas642,973 insured · 26 cantons+3.3%CHF +19.12

Regional: sold in fewer than 20 cantons. CHF: the change a month. Your own change depends on your canton, region, model and deductible: every insurer in your canton · the full insurer table · the largest rises by canton.

Switzerland

Health insurance premium increase 2027: the national change, by age group.

Median and mean of every approved offer on the reference profile, 2027 against 2026. The median is the middle offer on the market; the mean is pulled up by the dearest insurers. The last two columns are the FOPH’s own average, weighted by what people actually pay.

Monthly premium in CHF, 2026 and 2027
Age groupMedian 2026Median 2027Change CHFChangeMean 2027ChangeOffersFOPH average 2027Change
Adults (26 and over) 524.40547.50+23.10+4.4% 557.96+4.1%3,375 487.60+4.9%
Young adults (19 to 25) 394.70411.40+16.70+4.2% 420.62+4.0%3,375 338.80+4.8%
Children (0 to 18) 129.00134.50+5.50+4.3% 137.35+4.2%3,375 128.10+4.6%
All ages (FOPH only) ––––––– 412.00+5.0%

Young adults are 19 to 25, children 0 to 18. The FOPH's official average is a different measure: it averages across all models and deductibles as people are actually insured (FOPH).

The reasons

Why premiums rise in 2027.

Premiums have to cover each insurer's expected costs in each canton, so they follow the cost of basic insurance. The FOPH says the 2027 rise of 5.0% matches the cost growth it expects: costs rose 5.3% in 2025, and it projects 4.7% for 2026 and 5.0% for 2027, with one caveat: the move to the new outpatient tariffs (TARDOC and outpatient flat rates) has delayed many bills, which makes 2026 harder to read. The drivers it names:

  • More treatments The cost per ill person keeps rising, mainly because each person receives more treatments, while illness itself has not become more frequent. More care is offered, and more is used.
  • Medical progress New treatments, technology and medicines, some of them very expensive, join the list of what basic insurance pays for.
  • An ageing population More people live longer, and older people need more care.
  • Higher prices Since 2024, higher cantonal tariffs for outpatient and hospital care have added to the bill.

Source: FOPH press release, 29 September 2026 (in German).

Every canton

All 26 cantons, side by side.

The median offer per canton for each age group, and its change on 2026. 10 of 26 cantons rise faster than the national median for adults (+4.4%). Sort any column; the chart below shows the same change, sorted.

Median monthly premium in CHF, 2027, and change on 2026
Adults (26+)Young adults (19–25)Children (0–18)FOPH average, all ages
Aargau 544.70+26.40+5.1%405.50+17.30+4.5%134.10+4.80+3.7% 390.50+5.6%
Appenzell Ausserrhoden 521.10+27.40+5.6%387.45+16.50+4.5%128.65+7.50+6.2% 354.30+4.0%
Appenzell Innerrhoden 434.70+15.70+3.8%332.30+12.70+4.0%109.00+5.40+5.2% 285.50+5.9%
Basel-Landschaft 621.70+20.35+3.4%461.80+16.50+3.7%154.90+5.80+3.9% 462.20+4.3%
Basel-Stadt 654.45+16.65+2.6%502.50+13.00+2.7%166.80+6.70+4.2% 491.30+4.5%
Bern 586.80+20.50+3.6%438.20+15.50+3.7%140.30+5.10+3.8% 420.20+5.4%
Fribourg 549.30+25.00+4.8%413.30+11.80+2.9%138.75+4.75+3.5% 385.60+5.2%
Geneva 683.00+13.90+2.1%531.00+20.00+3.9%177.40+4.60+2.7% 508.60+4.4%
Glarus 519.40+28.00+5.7%394.00+16.20+4.3%126.35+5.05+4.2% 365.00+3.0%
Graubünden 510.40+20.45+4.2%389.30+14.90+4.0%128.85+5.00+4.0% 360.30+4.3%
Jura 644.30+29.90+4.9%494.25+22.80+4.8%155.57+7.32+4.9% 462.30+6.6%
Lucerne 514.30+24.80+5.1%387.40+17.45+4.7%125.75+5.30+4.4% 354.30+4.4%
Neuchâtel 649.40+8.00+1.3%496.90+5.00+1.0%161.25+3.65+2.3% 468.90+5.4%
Nidwalden 475.95+25.35+5.6%359.25+15.45+4.5%117.45+5.55+5.0% 339.90+5.3%
Obwalden 479.50+19.80+4.3%359.90+12.00+3.5%117.80+3.90+3.4% 327.40+4.2%
Schaffhausen 549.50+22.50+4.3%414.05+16.55+4.2%130.10+2.85+2.2% 401.20+6.4%
Schwyz 498.40+20.60+4.3%371.30+7.30+2.0%123.60+6.30+5.4% 355.00+4.8%
Solothurn 569.90+23.80+4.4%433.70+20.10+4.9%141.00+7.30+5.5% 417.50+6.0%
St. Gallen 520.20+19.70+3.9%387.60+12.00+3.2%128.00+5.10+4.2% 358.40+5.0%
Thurgau 527.05+32.10+6.5%396.00+23.25+6.2%130.62+6.03+4.8% 364.60+5.0%
Ticino 675.75+19.35+3.0%511.20+25.70+5.3%168.55+6.20+3.8% 519.90+3.7%
Uri 469.60+21.50+4.8%350.70+11.20+3.3%116.10+7.40+6.8% 317.40+4.5%
Valais 524.35+18.55+3.7%394.00+11.15+2.9%128.20+4.00+3.2% 390.20+5.6%
Vaud 622.35+13.00+2.1%473.15+12.75+2.8%163.05+4.20+2.6% 454.50+3.5%
Zug 399.05+11.55+3.0%301.20+8.80+3.0%101.15+2.10+2.1% 276.20+4.4%
Zürich 564.60+25.00+4.6%421.80+17.70+4.4%140.00+6.20+4.6% 404.40+5.8%

Tap a column heading to sort. The table scrolls sideways on small screens; the canton stays in view.

The change by canton, sorted

Age group shown in the chart
Rise Fall National median, +4.4% Adults (26 and over)
Rise Fall National median, +4.2% Young adults (19 to 25)
Rise Fall National median, +4.3% Children (0 to 18)
Premium regions 42 regions; within 11 cantons the price also depends on where you live
Adults: median monthly premium in CHF by premium region
Aargauone region 518.30544.70 +26.40+5.1%
Appenzell Ausserrhodenone region 493.70521.10 +27.40+5.6%
Appenzell Innerrhodenone region 419.00434.70 +15.70+3.8%
Basel-Landschaft1 615.75649.35 +33.60+5.5%
Basel-Landschaft2 579.05602.85 +23.80+4.1%
Basel-Stadtone region 637.80654.45 +16.65+2.6%
Bern1 612.90642.40 +29.50+4.8%
Bern2 551.60576.00 +24.40+4.4%
Bern3 513.60539.70 +26.10+5.1%
Fribourg1 544.40564.70 +20.30+3.7%
Fribourg2 503.90525.90 +22.00+4.4%
Genevaone region 669.10683.00 +13.90+2.1%
Glarusone region 491.40519.40 +28.00+5.7%
Graubünden1 516.35536.00 +19.65+3.8%
Graubünden2 484.30505.95 +21.65+4.5%
Graubünden3 467.95482.65 +14.70+3.1%
Juraone region 614.40644.30 +29.90+4.9%
Lucerne1 511.30538.35 +27.05+5.3%
Lucerne2 479.60496.80 +17.20+3.6%
Lucerne3 460.40482.05 +21.65+4.7%
Neuchâtelone region 641.40649.40 +8.00+1.3%
Nidwaldenone region 450.60475.95 +25.35+5.6%
Obwaldenone region 459.70479.50 +19.80+4.3%
Schaffhausen1 541.00561.80 +20.80+3.8%
Schaffhausen2 508.10527.60 +19.50+3.8%
Schwyzone region 477.80498.40 +20.60+4.3%
Solothurnone region 546.10569.90 +23.80+4.4%
St. Gallen1 528.70548.10 +19.40+3.7%
St. Gallen2 493.50517.80 +24.30+4.9%
St. Gallen3 469.20491.20 +22.00+4.7%
Thurgauone region 494.95527.05 +32.10+6.5%
Ticino1 674.70713.00 +38.30+5.7%
Ticino2 629.70658.00 +28.30+4.5%
Urione region 448.10469.60 +21.50+4.8%
Valais1 536.55554.20 +17.65+3.3%
Valais2 476.55497.90 +21.35+4.5%
Vaud1 626.40639.10 +12.70+2.0%
Vaud2 581.60596.70 +15.10+2.6%
Zugone region 387.50399.05 +11.55+3.0%
Zürich1 588.60614.90 +26.30+4.5%
Zürich2 531.30561.30 +30.00+5.7%
Zürich3 497.40525.00 +27.60+5.6%

Cantons are split into up to three premium regions by the FOPH; region 1 is usually the city. How premium regions work.

Biggest movers

Where premiums rise most, and least.

Adults, change of the median offer on 2026, by canton. For insurers, see who rises most, and least; every insurer is in the table below.

Cantons: largest rises

  1. ThurgauCHF +32.10 a month+6.5%
  2. GlarusCHF +28.00 a month+5.7%
  3. NidwaldenCHF +25.35 a month+5.6%
  4. Appenzell AusserrhodenCHF +27.40 a month+5.6%
  5. AargauCHF +26.40 a month+5.1%

Cantons: smallest rises or falls

  1. NeuchâtelCHF +8.00 a month+1.3%
  2. GenevaCHF +13.90 a month+2.1%
  3. VaudCHF +13.00 a month+2.1%
  4. Basel-StadtCHF +16.65 a month+2.6%
  5. TicinoCHF +19.35 a month+3.0%
Every insurer 32 insurers, standard premium and median offer
Adults, monthly premium in CHF by insurer: standard premium weighted by insured, and the median of all offers
SizeStandard premium, weightedMedian offer, all models
Agrisano 190,43926 534.39560.44 +26.05+4.9% 517.85+4.8%
Aquilana 64,67826 566.90589.97 +23.07+4.1% 547.60+4.5%
Assura 712,84326 634.37663.54 +29.16+4.6% 555.65+4.5%
Atupri 173,85526 573.31595.95 +22.64+4.0% 532.00+3.1%
Avenir (Groupe Mutuel) 323,99626 641.03665.34 +24.31+4.0% 568.00+4.9%
Birchmeierregional 7,3621 566.80603.70 +36.90+6.5% 537.30+3.0%
Concordia 712,17426 567.98583.53 +15.55+2.8% 522.05+2.7%
CSS 1,466,75826 594.11639.68 +45.56+7.7% 560.85+7.4%
curaultaregional 5,6781 465.17488.50 +23.33+5.0% 474.85+4.5%
EGK 95,25026 592.09612.22 +20.14+3.4% 548.40+1.8%
Einsiedler Krankenkasseregional 11,6969 441.76457.08 +15.33+3.5% 542.80+3.2%
Galenos 56,37026 604.98622.27 +17.29+2.9% 558.55+3.4%
Glarnerregional 5,4503 525.24524.71 −0.53−0.1% 504.45−3.0%
Helsana 1,396,26026 610.71642.85 +32.13+5.2% 538.50+5.7%
KPT 459,54026 615.99632.53 +16.54+2.7% 530.00+1.9%
Luzerner Hinterlandregional 23,77610 486.70511.40 +24.69+5.0% 519.10+7.1%
Mutuel (Groupe Mutuel) 459,86426 658.27678.97 +20.69+3.2% 578.70+4.9%
ÖKK 210,92926 531.54550.74 +19.20+3.6% 520.20+3.8%
Philos (Groupe Mutuel) 181,10026 675.89698.22 +22.33+3.4% 583.90+5.7%
rhenusana 12,28126 542.76564.84 +22.08+4.1% 556.25+4.0%
sana24 90,72726 615.92639.42 +23.50+3.9% 573.10+4.6%
Sanitas 642,97326 587.74606.86 +19.12+3.3% 532.70+3.4%
SLKK 14,70021 558.14578.11 +19.97+3.6% 536.15+3.1%
sodalisregional 53,9002 518.38546.55 +28.17+5.4% 553.55+6.8%
Steffisburgregional 11,78011 596.87621.06 +24.19+4.1% 546.20+3.1%
Sumiswalder 32,74721 571.46600.34 +28.88+5.0% 517.00+4.1%
SWICA 819,18726 600.38621.14 +20.76+3.6% 540.00+2.7%
Sympany 226,16026 600.31640.30 +40.00+6.9% 553.00+8.5%
Visana 552,57026 607.35633.07 +25.72+4.3% 558.50+5.4%
Visperterminenregional 5,3261 470.90494.45 +23.55+5.0% 457.35+5.0%
vita surselva 4,33026 468.12495.44 +27.31+5.9% 553.00+0.6%
Wädenswilregional 20,0524 548.48570.40 +21.91+4.0% 518.00+4.4%

Standard premium: free choice of doctor, CHF 300 deductible, accident included, averaged over each canton's premium regions and weighted by the insurer's insured per canton (2025); the change is the weighted average of its canton changes, so it can differ slightly from the two premiums side by side. The ranking above uses the insurers with 20,000 or more insured. Median offer: the middle of all the insurer's offers where it sells, every model. Compare insurers for your own postcode in the premium calculator.

Insurer and canton

Insurer and canton: the largest rises.

The standard premium for adults (free choice of doctor, CHF 300 deductible, accident included), per insurer and canton, averaged over the canton's premium regions. Of the 395 combinations with at least 1,000 insured, 137 rise by 5% or more and 7 by 10% or more; 8 fall.

The 15 largest rises

The 15 largest rises of the adult standard premium by insurer and canton, CHF a month
InsurerCantonInsured20262027CHFChange
SympanyThurgau8,713538.00610.00+72.00+13.4%
Mutuel (Groupe Mutuel)Schwyz3,049514.70578.10+63.40+12.3%
Philos (Groupe Mutuel)Solothurn3,573641.90712.60+70.70+11.0%
CSSZürich190,247600.33662.33+62.00+10.3%
Avenir (Groupe Mutuel)Solothurn4,632642.80709.10+66.30+10.3%
HelsanaNeuchâtel42,496661.00729.00+68.00+10.3%
SympanySchaffhausen3,367570.50628.00+57.50+10.1%
SympanyNidwalden2,515464.00510.00+46.00+9.9%
Avenir (Groupe Mutuel)Appenzell Ausserrhoden1,082569.50625.90+56.40+9.9%
SWICANidwalden1,214477.90522.90+45.00+9.4%
Avenir (Groupe Mutuel)Jura2,048726.30793.90+67.60+9.3%
HelsanaFribourg32,216569.50622.50+53.00+9.3%
CSSAargau147,305563.00614.00+51.00+9.1%
Luzerner HinterlandAargau2,431519.25566.00+46.75+9.0%
AgrisanoAppenzell Innerrhoden1,472411.00448.00+37.00+9.0%

Where the premium falls

Insurer and canton combinations where the adult standard premium falls, CHF a month
InsurerCantonInsured20262027CHFChange
HelsanaAppenzell Innerrhoden1,263494.00444.00−50.00−10.1%
HelsanaZug15,510430.00411.00−19.00−4.4%
HelsanaUri5,704508.00492.00−16.00−3.1%
SWICATicino21,068811.85794.60−17.25−2.1%
HelsanaGlarus6,473542.00534.00−8.00−1.5%
HelsanaObwalden3,670505.00500.00−5.00−1.0%
SWICAGeneva21,455756.90753.20−3.70−0.5%
Avenir (Groupe Mutuel)Geneva23,088777.40774.30−3.10−0.4%

Canton by canton: largest and smallest rise, cheapest insurer

Per canton: the insurer with the largest and the smallest rise of the adult standard premium, and the cheapest adult standard premium in 2027
Largest rise Smallest rise Cheapest standard premium
Aargau CSS+9.1% ÖKK+1.7% Agrisano548.80
Appenzell Ausserrhoden Avenir (Groupe Mutuel)+9.9% EGK+0.2% Agrisano501.00
Appenzell Innerrhoden Agrisano+9.0% Helsana−10.1% Helsana444.00
Basel-Landschaft Mutuel (Groupe Mutuel)+7.7% Avenir (Groupe Mutuel)+1.0% ÖKK628.00
Basel-Stadt Helsana+8.3% Galenos+0.3% Assura704.70
Bern Sympany+7.5% Galenos+0.7% Sumiswalder606.47
Fribourg Helsana+9.3% Mutuel (Groupe Mutuel)±0.0% Atupri576.10
Geneva Helsana+8.7% SWICA−0.5% Assura711.20
Glarus Philos (Groupe Mutuel)+6.3% Helsana−1.5% Agrisano523.80
Graubünden Avenir (Groupe Mutuel)+8.1% SWICA±0.0% curaulta488.50
Jura Avenir (Groupe Mutuel)+9.3% Philos (Groupe Mutuel)+0.6% Atupri655.80
Lucerne Philos (Groupe Mutuel)+7.9% Helsana+1.6% Luzerner Hinterland495.32
Neuchâtel Helsana+10.3% Agrisano±0.0% Sanitas698.50
Nidwalden Sympany+9.9% Helsana+0.2% Agrisano461.50
Obwalden CSS+7.1% Helsana−1.0% Agrisano474.00
Schaffhausen Sympany+10.1% KPT+1.0% Agrisano541.40
Schwyz Mutuel (Groupe Mutuel)+12.3% Helsana±0.0% Einsiedler Krankenkasse454.70
Solothurn Philos (Groupe Mutuel)+11.0% SWICA+0.9% Agrisano582.40
St. Gallen Sympany+8.2% Mutuel (Groupe Mutuel)+0.6% Agrisano519.47
Thurgau Sympany+13.4% ÖKK+0.9% Agrisano524.60
Ticino sana24+7.9% SWICA−2.1% Agrisano685.50
Uri Sympany+8.6% Helsana−3.1% Atupri463.90
Valais Helsana+8.9% Visana+1.5% Visperterminen494.45
Vaud CSS+7.4% KPT±0.0% Galenos637.90
Zug Sympany+8.9% Helsana−4.4% Agrisano405.30
Zürich CSS+10.3% Steffisburg+2.0% SLKK570.77

Insurers with at least 1,000 insured in the canton. The standard premium is the plain average over the canton's premium regions, so in a canton with several regions your own premium sits above or below it; the cheapest offer with an alternative model and a higher deductible is in cheapest and dearest.

Your canton, your insurer

Your canton, your insurer.

Every insurer's standard premium for adults in every canton in 2027, and its change on 2026, sorted by change. Pick your canton to see every insurer there, or your insurer to see it in every canton. Insured: the insurer's members in that canton (2025).

Every insurer in your canton

Aargau 27 insurers
Aargau: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
CSS+9.1%+51.00614.00147,305
Luzerner Hinterland+9.0%+46.75566.002,431
Sympany+8.7%+49.00615.0014,500
Avenir (Groupe Mutuel)+7.4%+42.60622.1020,014
Assura+7.3%+42.00615.5014,774
Helsana+6.8%+39.00615.00138,751
Birchmeier+6.5%+36.90603.707,362
vita surselva+5.2%+29.00582.0019
Sumiswalder+5.2%+27.50555.501,138
Atupri+5.0%+27.40575.2014,894
EGK+4.5%+24.80575.3013,944
Visana+4.3%+26.00628.3027,313
SLKK+4.2%+23.90593.80425
Mutuel (Groupe Mutuel)+4.0%+24.20626.8035,714
rhenusana+4.0%+23.10599.20114
Agrisano+4.0%+21.10548.8021,475
Aquilana+4.0%+22.20577.5045,911
Concordia+4.0%+22.40584.60110,010
Wädenswil+3.8%+20.50558.00150
SWICA+3.7%+22.70644.6039,072
Sanitas+3.6%+20.00570.3050,120
Philos (Groupe Mutuel)+3.2%+19.60629.603,872
Galenos+3.1%+18.20605.806,318
KPT+3.0%+17.40595.8014,740
sana24+2.1%+12.30603.6010,565
Steffisburg+2.0%+12.00607.70285
ÖKK+1.7%+10.00585.001,822
Appenzell Ausserrhoden 23 insurers
Appenzell Ausserrhoden: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Philos (Groupe Mutuel)+10.1%+61.40672.30755
Avenir (Groupe Mutuel)+9.9%+56.40625.901,082
Visana+7.8%+43.60605.901,363
ÖKK+6.2%+31.00533.00544
Aquilana+6.0%+31.50555.6028
vita surselva+5.6%+29.00545.0013
sana24+5.3%+28.90576.70628
Galenos+4.6%+26.40595.60168
Mutuel (Groupe Mutuel)+4.5%+28.60663.20273
Agrisano+4.5%+21.60501.004,672
KPT+4.5%+23.50546.403,514
SLKK+4.3%+26.10634.10159
rhenusana+4.2%+21.50532.601,707
Sumiswalder+4.2%+21.50534.3029
CSS+4.1%+23.00582.006,903
Assura+4.0%+22.30579.60501
Concordia+4.0%+20.80542.104,433
Sympany+4.0%+21.00549.00586
Sanitas+3.6%+18.60534.303,723
Helsana+3.3%+18.00569.006,023
SWICA+2.0%+10.60539.2018,900
Atupri+1.0%+6.50658.70188
EGK+0.2%+1.10540.701,291
Appenzell Innerrhoden 23 insurers
Appenzell Innerrhoden: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Sympany+14.1%+59.00478.00226
Agrisano+9.0%+37.00448.001,472
Concordia+8.0%+34.50466.401,944
CSS+7.1%+31.00466.002,952
Atupri+7.0%+29.50451.20142
Sanitas+6.6%+28.60463.401,262
Assura+6.0%+25.10442.70150
Galenos+5.6%+27.60524.0061
Philos (Groupe Mutuel)+5.5%+25.90496.80175
Avenir (Groupe Mutuel)+4.5%+24.50567.5032
sana24+4.3%+19.90485.3055
Sumiswalder+4.0%+18.00465.807
EGK+4.0%+20.60534.2082
rhenusana+4.0%+19.10496.0093
SWICA+4.0%+17.60457.506,154
Aquilana+4.0%+21.60561.505
SLKK+4.0%+17.30450.3024
Visana+3.8%+18.10493.90229
KPT+3.5%+14.80438.80352
ÖKK+3.3%+14.00436.00122
vita surselva+3.1%+14.00468.004
Mutuel (Groupe Mutuel)±0.0%±0.00482.50109
Helsana−10.1%−50.00444.001,263
Basel-Landschaft 23 insurers
Basel-Landschaft: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Mutuel (Groupe Mutuel)+7.7%+49.75699.1017,999
CSS+7.2%+46.50689.0040,614
Visana+5.9%+38.20688.1027,317
sana24+5.6%+40.20763.65357
Agrisano+5.5%+33.90650.903,899
Assura+5.3%+34.25678.6516,766
Sympany+5.2%+35.00707.5018,255
SLKK+4.6%+33.80771.85291
Galenos+4.6%+30.20690.003,859
Philos (Groupe Mutuel)+4.5%+32.15745.20220
Sumiswalder+4.0%+25.20653.951,107
rhenusana+4.0%+26.35684.9527
EGK+3.8%+27.20739.004,896
ÖKK+3.4%+20.50628.004,098
Helsana+3.1%+20.00673.0036,999
Atupri+3.1%+19.15646.9512,081
Aquilana+3.0%+20.85717.40210
Sanitas+2.7%+17.20665.3029,875
KPT+2.3%+14.80670.6511,579
Concordia+2.0%+13.25677.1020,075
SWICA+1.9%+12.20662.4538,064
Avenir (Groupe Mutuel)+1.0%+6.85684.0013,703
vita surselva+1.0%+6.50669.001
Basel-Stadt 23 insurers
Basel-Stadt: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Philos (Groupe Mutuel)+12.0%+91.60854.70332
Helsana+8.3%+57.00741.0019,213
CSS+7.2%+49.00733.0020,244
Visana+7.1%+52.80794.405,346
sana24+6.9%+47.40735.001,917
Assura+4.6%+31.00704.7024,107
Sympany+4.3%+29.00706.0041,822
SWICA+4.1%+29.90758.5027,829
rhenusana+4.0%+32.40842.1011
Sumiswalder+4.0%+30.30787.8057
Atupri+3.9%+26.90717.001,797
EGK+3.8%+27.80750.00977
Mutuel (Groupe Mutuel)+3.0%+20.90715.1016,199
Aquilana+3.0%+23.30800.00123
Avenir (Groupe Mutuel)+2.6%+17.90706.0010,567
Sanitas+2.2%+15.30719.2012,490
vita surselva+1.2%+9.00788.005
KPT+1.0%+7.30734.105,103
Concordia+1.0%+6.90704.709,659
SLKK+0.6%+3.90690.40124
Galenos+0.3%+2.50760.501,095
ÖKK+0.3%+2.00704.00295
Agrisano±0.0%±0.00706.2074
Bern 26 insurers
Bern: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Sympany+7.5%+45.67652.6720,394
Philos (Groupe Mutuel)+6.7%+44.77711.4015,641
Helsana+6.5%+38.67638.00183,598
Assura+6.1%+37.70655.2761,506
CSS+6.0%+37.00657.3365,820
SLKK+5.7%+35.07649.70646
Sumiswalder+5.4%+30.90606.4725,939
sodalis+4.9%+29.70635.03540
Atupri+4.9%+29.60638.2719,759
Steffisburg+4.5%+27.87646.506,111
Avenir (Groupe Mutuel)+4.5%+28.50661.7336,878
rhenusana+4.0%+27.43711.7368
Aquilana+4.0%+25.13653.003,217
Agrisano+4.0%+23.63614.9324,828
Visana+3.9%+23.43621.80272,296
Luzerner Hinterland+3.7%+21.85615.32693
ÖKK+3.3%+19.67612.6716,174
Sanitas+3.0%+18.20628.5771,900
sana24+2.9%+18.03638.631,321
KPT+2.3%+14.33643.20135,514
SWICA+2.1%+13.23639.5047,719
Concordia+1.5%+9.47646.8735,526
EGK+1.3%+8.43635.479,207
vita surselva+1.3%+8.33651.679
Mutuel (Groupe Mutuel)+0.9%+5.50646.7313,297
Galenos+0.7%+4.33644.436,312
Fribourg 23 insurers
Fribourg: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Helsana+9.3%+53.00622.5032,216
Agrisano+8.0%+44.10595.203,657
CSS+7.2%+41.50620.5095,977
Visana+6.4%+35.95598.3537,303
Avenir (Groupe Mutuel)+5.6%+34.45649.1025,070
SLKK+5.3%+29.45587.10293
sana24+5.1%+31.40648.50294
Assura+4.7%+28.20625.5023,691
rhenusana+4.0%+25.90671.006
SWICA+3.9%+23.00618.3011,333
Sanitas+3.8%+21.70599.209,694
Sympany+3.6%+20.50590.004,632
Aquilana+3.5%+19.65581.75355
ÖKK+3.4%+19.00573.50439
Philos (Groupe Mutuel)+3.3%+20.20638.2020,723
Atupri+2.8%+15.80576.103,300
Sumiswalder+2.4%+13.75586.90280
Galenos+2.0%+12.35619.80888
KPT+2.0%+11.55596.7516,194
EGK+1.7%+10.00590.001,561
vita surselva+1.6%+9.50614.000
Concordia+1.0%+5.95581.8043,725
Mutuel (Groupe Mutuel)±0.0%±0.00627.6018,178
Geneva 21 insurers
Geneva: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Helsana+8.7%+63.00785.0089,281
CSS+6.5%+48.00791.0086,518
Atupri+5.0%+34.90732.501,706
rhenusana+4.0%+35.30915.703
Mutuel (Groupe Mutuel)+3.6%+27.10779.3097,659
Assura+3.6%+24.50711.20114,438
Sympany+3.4%+24.00724.004,725
ÖKK+2.7%+19.00729.00204
Visana+2.5%+20.50839.904,096
sana24+2.3%+17.30771.004,979
Concordia+2.0%+14.60745.5014,771
EGK+1.9%+13.80726.101,090
vita surselva+1.4%+12.00848.000
Philos (Groupe Mutuel)+1.4%+11.00793.501,765
Sanitas+0.8%+5.90748.9020,478
Galenos+0.6%+4.70807.30407
KPT+0.5%+3.80755.006,069
Aquilana±0.0%±0.00765.20140
Avenir (Groupe Mutuel)−0.4%−3.10774.3023,088
SWICA−0.5%−3.70753.2021,455
Agrisano−7.0%−64.00849.8013
Glarus 26 insurers
Glarus: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Sympany+16.5%+90.00636.00550
vita surselva+7.9%+39.00532.0012
Philos (Groupe Mutuel)+6.3%+32.80552.802,617
EGK+6.0%+33.50590.60186
Visana+5.8%+30.30556.703,444
sana24+5.4%+30.40589.40176
SWICA+5.2%+27.10553.003,405
Aquilana+5.0%+28.40597.00108
Mutuel (Groupe Mutuel)+4.5%+24.30564.20139
rhenusana+4.0%+21.90567.805
Steffisburg+4.0%+22.30578.50454
Agrisano+4.0%+20.10523.802,440
Avenir (Groupe Mutuel)+3.8%+20.70563.101,583
CSS+3.6%+20.00583.005,964
Sumiswalder+3.5%+18.30533.9040
Atupri+3.5%+18.00531.601,084
Concordia+3.5%+18.00535.004,239
Galenos+3.4%+19.40591.7074
Einsiedler Krankenkasse+3.0%+15.90545.7022
Assura+2.0%+11.60591.30361
KPT+2.0%+10.50537.701,147
Sanitas+1.7%+9.00532.701,967
ÖKK+0.4%+2.00532.00923
Glarner±0.0%±0.00524.805,286
Helsana−1.5%−8.00534.006,473
SLKK−2.5%−13.60533.90105
Graubünden 24 insurers
Graubünden: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Avenir (Groupe Mutuel)+8.1%+46.07614.501,141
Sympany+6.7%+36.00574.001,009
CSS+6.4%+34.00561.6720,536
vita surselva+6.0%+28.00491.004,112
sana24+5.8%+31.57578.10854
Philos (Groupe Mutuel)+5.6%+31.83598.90243
Aquilana+5.5%+30.47584.031,205
Sanitas+5.2%+26.93545.238,086
curaulta+5.0%+23.33488.505,678
Sumiswalder+4.5%+21.93514.40144
Mutuel (Groupe Mutuel)+4.2%+22.37556.677,572
ÖKK+4.1%+20.00510.6788,900
rhenusana+4.0%+21.00544.4085
Galenos+3.6%+22.00634.27252
Visana+3.5%+20.17593.432,592
Agrisano+3.0%+15.27523.70714
Concordia+3.0%+15.57535.408,910
KPT+2.8%+15.37557.0011,944
Assura+2.0%+10.87553.202,046
Helsana+1.0%+5.33544.0022,558
EGK+0.6%+3.77587.471,318
Atupri+0.6%+3.53560.472,454
SWICA±0.0%±0.00544.7318,748
SLKK−0.6%−4.00612.10379
Jura 21 insurers
Jura: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Avenir (Groupe Mutuel)+9.3%+67.60793.902,048
Agrisano+9.0%+56.80688.301,568
CSS+8.4%+56.00726.0021,290
Aquilana+8.0%+56.40761.105
Visana+6.7%+44.00701.401,871
Galenos+6.3%+48.10810.60165
Assura+6.2%+40.50694.1017,619
sana24+5.7%+40.70755.40189
KPT+5.5%+38.30735.301,068
Concordia+4.5%+30.30705.303,481
Atupri+4.4%+27.60655.801,735
Helsana+4.3%+29.00710.005,604
Sympany+4.2%+28.00687.001,225
rhenusana+4.0%+27.60716.600
Mutuel (Groupe Mutuel)+3.8%+25.60698.107,247
Sanitas+3.6%+23.70679.403,047
ÖKK+2.8%+18.00668.00169
EGK+1.6%+11.30740.001,790
vita surselva+1.5%+10.00688.001
SWICA+0.9%+6.40686.601,653
Philos (Groupe Mutuel)+0.6%+4.20703.503,316
Lucerne 25 insurers
Lucerne: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Philos (Groupe Mutuel)+7.9%+44.80611.931,815
Visana+7.2%+41.57621.574,563
Sympany+7.1%+36.33549.6716,280
CSS+7.1%+37.67571.00141,125
Mutuel (Groupe Mutuel)+6.8%+41.80654.672,644
sana24+6.7%+36.43580.708,686
Agrisano+5.5%+27.97536.338,613
SLKK+5.4%+28.83562.80159
Assura+5.2%+27.33549.607,663
Aquilana+4.5%+24.47568.40317
Einsiedler Krankenkasse+4.5%+23.88557.4726
Luzerner Hinterland+4.4%+20.68495.3219,061
Sanitas+4.2%+21.63533.0318,031
Avenir (Groupe Mutuel)+4.2%+22.70563.3013,208
rhenusana+4.0%+22.17573.8046
KPT+4.0%+21.73564.8316,197
ÖKK+3.9%+20.33545.333,473
Atupri+3.8%+19.33529.907,437
Sumiswalder+3.0%+15.50529.53996
EGK+3.0%+15.90543.635,071
Galenos+2.5%+13.90576.172,396
SWICA+2.4%+13.20565.0713,540
Concordia+2.4%+12.67542.30108,168
vita surselva+1.9%+10.00548.6715
Helsana+1.6%+8.67556.6741,600
Neuchâtel 21 insurers
Neuchâtel: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Helsana+10.3%+68.00729.0042,496
Aquilana+8.0%+54.90741.1040
SWICA+7.4%+50.70736.306,126
CSS+6.0%+42.00741.0025,540
Assura+5.3%+36.00709.7059,477
Sympany+5.2%+41.00835.00490
rhenusana+4.0%+30.60795.002
KPT+4.0%+30.90804.40661
EGK+3.0%+22.30763.90322
vita surselva+3.0%+23.00788.001
Atupri+3.0%+19.70675.60541
sana24+2.1%+15.70754.601,545
Visana+1.9%+13.50706.203,561
Sanitas+1.8%+12.10698.509,768
ÖKK+1.5%+10.00685.0093
Philos (Groupe Mutuel)+1.0%+7.60757.706,744
Avenir (Groupe Mutuel)+1.0%+7.00704.509,732
Concordia+1.0%+7.00715.003,827
Galenos+0.1%+0.80697.40661
Mutuel (Groupe Mutuel)+0.1%+0.40730.205,971
Agrisano±0.0%±0.00707.203,369
Nidwalden 26 insurers
Nidwalden: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Philos (Groupe Mutuel)+10.7%+55.40572.30844
Sympany+9.9%+46.00510.002,515
SWICA+9.4%+45.00522.901,214
CSS+6.5%+33.00540.0010,325
Avenir (Groupe Mutuel)+5.1%+26.70549.50520
EGK+5.0%+23.60495.001,480
Atupri+5.0%+23.30488.90392
Concordia+5.0%+24.50514.6012,513
Luzerner Hinterland+5.0%+24.00504.45110
sana24+4.9%+25.40548.10338
Mutuel (Groupe Mutuel)+4.5%+26.20607.3089
vita surselva+4.1%+20.00512.000
Galenos+4.0%+21.20545.70194
Steffisburg+4.0%+20.60534.701,050
KPT+4.0%+19.80514.303,779
rhenusana+4.0%+19.90517.3013
Aquilana+4.0%+19.10497.20160
Assura+4.0%+18.80489.60220
Agrisano+3.0%+13.40461.501,388
Sumiswalder+2.8%+13.30494.1036
Visana+2.4%+12.10520.30859
Einsiedler Krankenkasse+2.0%+10.20516.000
Sanitas+1.5%+7.10482.603,016
ÖKK+1.2%+6.00497.00349
Helsana+0.2%+1.00512.003,950
SLKK−2.0%−10.50509.5030
Obwalden 26 insurers
Obwalden: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Sympany+14.0%+70.00569.00673
CSS+7.1%+35.00531.0011,620
Agrisano+6.5%+28.90474.002,221
sana24+5.1%+26.40543.40149
SLKK+5.1%+28.20581.9014
Luzerner Hinterland+5.0%+24.05505.1558
Atupri+4.9%+23.20495.70780
Avenir (Groupe Mutuel)+4.5%+25.90599.80369
Philos (Groupe Mutuel)+4.5%+23.50544.40277
EGK+4.4%+21.00499.00744
Galenos+4.2%+22.10547.30213
rhenusana+4.0%+21.00544.905
Aquilana+4.0%+19.90516.90215
Assura+4.0%+20.90543.90267
vita surselva+3.9%+20.00528.000
Sanitas+3.7%+17.70498.401,300
Visana+3.6%+17.90519.201,303
Concordia+3.0%+14.30491.1011,694
Sumiswalder+3.0%+14.30491.6037
Mutuel (Groupe Mutuel)+2.1%+10.60511.50620
Steffisburg+2.0%+10.70541.70281
Einsiedler Krankenkasse+2.0%+10.10513.301
SWICA+1.9%+9.20495.50784
ÖKK+0.8%+4.00495.001,935
Helsana−1.0%−5.00500.003,670
KPT−2.0%−10.80531.70841
Schaffhausen 23 insurers
Schaffhausen: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Sympany+10.1%+57.50628.003,367
Avenir (Groupe Mutuel)+8.8%+55.60686.20858
Mutuel (Groupe Mutuel)+8.5%+52.35667.50364
Helsana+7.5%+42.50611.0017,302
SWICA+6.2%+35.65612.8011,303
Assura+6.0%+32.15568.805,312
Visana+5.5%+31.70607.558,596
CSS+5.4%+32.50634.007,666
sana24+5.4%+32.60637.10205
EGK+5.2%+29.15586.85918
ÖKK+4.8%+25.50559.0012,536
Philos (Groupe Mutuel)+4.3%+26.00630.351,140
rhenusana+4.0%+23.55611.5014
Concordia+4.0%+22.25580.756,251
Aquilana+3.5%+19.15566.00320
Sumiswalder+3.4%+18.90566.9564
Sanitas+3.4%+19.90598.657,630
Galenos+2.1%+12.20592.45703
Agrisano+2.0%+10.60541.402,725
Atupri+2.0%+11.70598.20563
vita surselva+1.7%+9.85589.003
KPT+1.0%+5.75581.551,370
SLKK−1.4%−8.05570.95311
Schwyz 28 insurers
Schwyz: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Mutuel (Groupe Mutuel)+12.3%+63.40578.103,049
Agrisano+8.0%+37.20502.507,513
CSS+8.0%+41.00556.0055,278
Steffisburg+6.5%+33.80552.70610
sana24+6.5%+34.90573.101,575
Sympany+5.8%+30.00546.004,028
Atupri+5.6%+27.80521.204,276
Visana+5.4%+31.90617.301,740
Aquilana+5.0%+27.30572.40577
Luzerner Hinterland+5.0%+25.00524.6573
EGK+4.5%+23.50543.902,108
Sumiswalder+4.1%+20.20517.0075
Wädenswil+4.1%+20.00512.50146
rhenusana+4.0%+21.80564.8026
Avenir (Groupe Mutuel)+4.0%+21.30553.401,914
Galenos+3.9%+21.50574.20916
Einsiedler Krankenkasse+3.5%+15.40454.7011,455
KPT+3.0%+16.60570.302,623
ÖKK+2.8%+14.00516.002,032
SLKK+2.7%+14.00534.00260
SWICA+2.2%+11.80557.8011,411
Concordia+2.0%+10.10519.8029,536
vita surselva+1.9%+10.00532.005
Sanitas+1.5%+7.70532.709,536
Assura+1.0%+5.50558.202,821
Helsana±0.0%±0.00544.0015,296
Philos (Groupe Mutuel)±0.0%±0.00579.60641
Glarner−3.7%−19.60504.3043
Solothurn 25 insurers
Solothurn: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Philos (Groupe Mutuel)+11.0%+70.70712.603,573
Avenir (Groupe Mutuel)+10.3%+66.30709.104,632
CSS+7.9%+48.00654.0060,245
Mutuel (Groupe Mutuel)+7.6%+46.10656.1017,185
Helsana+7.0%+41.00623.0063,044
Sympany+6.5%+40.00654.006,021
Aquilana+6.0%+35.10620.00356
Assura+5.5%+33.10640.209,952
sana24+5.2%+33.20666.901,817
Luzerner Hinterland+5.0%+28.85606.30336
Visana+4.8%+28.40619.4036,382
SLKK+4.3%+25.10608.10414
Atupri+4.2%+24.50606.703,845
Steffisburg+4.0%+24.40634.101,529
rhenusana+4.0%+25.20655.0031
Concordia+4.0%+24.00624.1015,845
Sumiswalder+3.5%+20.20596.30887
Galenos+3.1%+19.20635.301,269
Sanitas+3.1%+18.30613.9014,525
Agrisano+3.0%+17.00582.4011,742
EGK+2.7%+16.50630.005,497
KPT+2.5%+15.60640.5015,417
vita surselva+1.7%+10.00609.007
ÖKK+1.0%+6.00597.00827
SWICA+0.9%+5.30624.3018,095
St. Gallen 25 insurers
St. Gallen: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Philos (Groupe Mutuel)+9.7%+60.50684.27746
Sympany+8.2%+45.00594.0013,208
CSS+7.7%+41.67580.67116,126
Visana+7.5%+46.17658.607,592
Avenir (Groupe Mutuel)+6.6%+36.43592.4012,550
Assura+6.0%+33.40590.4012,687
sana24+5.6%+30.67575.4012,874
Aquilana+5.5%+29.47565.07434
Agrisano+4.5%+22.37519.4724,591
Galenos+4.4%+24.27573.873,528
Sanitas+4.2%+22.67556.5328,012
EGK+4.1%+22.07560.106,376
rhenusana+3.7%+20.23566.708,728
Sumiswalder+3.6%+18.57540.40119
KPT+3.5%+18.70556.5025,180
Atupri+3.3%+17.40544.5310,737
SWICA+2.9%+15.87556.97133,498
Concordia+2.7%+14.37553.8053,757
vita surselva+2.0%+10.67544.0066
ÖKK+1.8%+9.33535.339,129
Einsiedler Krankenkasse+1.4%+7.60562.6395
Helsana+0.6%+3.33550.3352,570
Mutuel (Groupe Mutuel)+0.6%+3.20567.9310,337
SLKK−0.4%−2.77613.00372
Glarner−3.1%−16.95527.93121
Thurgau 23 insurers
Thurgau: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Sympany+13.4%+72.00610.008,713
Philos (Groupe Mutuel)+12.0%+69.90652.00387
Mutuel (Groupe Mutuel)+8.1%+45.00600.102,170
Aquilana+6.0%+36.10637.00259
CSS+5.9%+32.00573.0040,923
Assura+5.4%+31.10607.004,450
Agrisano+5.0%+25.00524.6022,101
Visana+4.7%+27.10600.407,798
SWICA+4.5%+25.00576.5067,541
SLKK+4.1%+21.20540.901,112
rhenusana+4.0%+21.40556.10641
Helsana+3.4%+19.00577.0035,726
Sumiswalder+3.3%+17.40544.80184
Atupri+3.3%+17.00539.806,809
sana24+3.0%+17.90611.202,333
EGK+3.0%+16.40560.502,942
KPT+3.0%+16.60568.805,643
Galenos+2.8%+15.20555.508,634
Sanitas+2.3%+12.50544.9029,267
Avenir (Groupe Mutuel)+2.3%+12.60570.2017,292
Concordia+2.0%+10.70550.5019,719
vita surselva+1.8%+10.00562.006
ÖKK+0.9%+5.00533.0017,757
Ticino 21 insurers
Ticino: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Sympany+9.1%+67.00802.50581
sana24+7.9%+57.10778.551,896
CSS+7.0%+51.00775.5069,902
Avenir (Groupe Mutuel)+6.2%+46.40793.005,891
Aquilana+5.0%+34.40721.851,077
Agrisano+5.0%+32.65685.502,899
Galenos+5.0%+33.40706.555,056
Visana+4.8%+37.95832.505,613
Mutuel (Groupe Mutuel)+4.0%+30.15783.259,032
rhenusana+4.0%+29.25760.402
KPT+4.0%+28.20733.1549,531
Assura+4.0%+28.05730.4033,635
Philos (Groupe Mutuel)+4.0%+29.70779.0511,677
Concordia+3.5%+24.55725.7017,140
vita surselva+3.1%+21.42720.506
Atupri+2.5%+17.70725.155,579
EGK+2.5%+17.70733.854,411
Helsana+1.9%+13.50717.0077,149
Sanitas+1.8%+12.90712.9026,429
ÖKK+1.4%+10.00706.508,343
SWICA−2.1%−17.25794.6021,068
Uri 26 insurers
Uri: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Sympany+8.6%+39.00492.001,065
SWICA+8.5%+40.20510.90871
CSS+7.5%+36.00516.0011,524
sana24+6.9%+47.10728.4056
Agrisano+6.0%+26.30464.203,069
Galenos+5.2%+27.40557.60111
Luzerner Hinterland+5.0%+23.05483.6018
Concordia+5.0%+24.70520.509,580
Sumiswalder+5.0%+23.10487.5019
Sanitas+5.0%+23.00487.501,141
SLKK+4.6%+22.90521.8049
Mutuel (Groupe Mutuel)+4.5%+24.90576.10288
Philos (Groupe Mutuel)+4.5%+25.40589.1017
Visana+4.3%+21.40516.50770
vita surselva+4.2%+20.00498.000
Assura+4.0%+20.70537.10187
rhenusana+4.0%+21.10547.501
Aquilana+4.0%+18.60484.1051
Steffisburg+3.0%+15.00512.30136
EGK+3.0%+15.10518.20120
Atupri+2.3%+10.40463.901,428
Einsiedler Krankenkasse+2.0%+10.20517.108
Avenir (Groupe Mutuel)+1.1%+5.70543.30646
ÖKK+0.6%+3.00478.00579
KPT±0.0%±0.00491.501,226
Helsana−3.1%−16.00492.005,704
Valais 26 insurers
Valais: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Helsana+8.9%+49.50605.0036,573
Sympany+7.4%+40.00582.501,947
CSS+7.4%+40.50591.0072,944
sodalis+5.4%+28.15545.6553,360
Atupri+5.2%+26.95545.5016,183
Visperterminen+5.0%+23.55494.455,326
Agrisano+5.0%+25.65538.75251
ÖKK+4.6%+24.00541.501,498
Assura+4.6%+24.65564.7019,810
SLKK+4.4%+21.50509.1075
EGK+4.1%+22.80585.401,649
rhenusana+4.0%+23.35605.552
KPT+4.0%+22.55586.4030,575
Philos (Groupe Mutuel)+3.7%+22.50629.5518,566
Sumiswalder+3.5%+18.60548.5567
Avenir (Groupe Mutuel)+3.1%+19.05629.4013,582
Sanitas+3.0%+17.00579.959,580
sana24+3.0%+16.55566.504,766
Mutuel (Groupe Mutuel)+2.9%+16.95601.0064,370
Concordia+2.4%+13.00561.3516,163
SWICA+2.4%+13.10568.205,866
Steffisburg+2.0%+11.10563.2564
vita surselva+1.8%+10.00559.000
Galenos+1.7%+9.25565.703,758
Visana+1.5%+9.35629.703,329
Aquilana±0.0%±0.00575.5062
Vaud 21 insurers
Vaud: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
CSS+7.4%+50.00729.00102,456
Aquilana+4.5%+29.85692.50420
Assura+4.5%+28.90674.05191,852
rhenusana+4.0%+29.50765.206
Helsana+3.9%+26.50705.50136,229
EGK+3.5%+23.60690.203,909
Agrisano+3.5%+23.10681.90767
Atupri+3.3%+20.90651.0516,997
sana24+3.1%+21.10701.0016,313
Sanitas+3.0%+20.15692.2533,643
ÖKK+2.6%+16.50661.50766
Galenos+2.1%+13.15637.905,526
Philos (Groupe Mutuel)+2.0%+14.30730.5073,859
Concordia+2.0%+13.35685.6531,189
vita surselva+1.7%+12.00707.001
Avenir (Groupe Mutuel)+1.6%+11.05703.1064,158
Sympany+0.9%+6.00679.008,140
SWICA+0.7%+5.25718.0040,276
Mutuel (Groupe Mutuel)+0.5%+3.50700.0080,329
KPT±0.0%±0.00708.3023,486
Visana±0.0%±0.00714.4517,439
Zug 27 insurers
Zug: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Sympany+8.9%+35.00427.004,963
CSS+6.8%+29.00457.0036,713
Avenir (Groupe Mutuel)+6.3%+26.00437.802,178
Visana+6.3%+26.10441.506,656
Concordia+6.0%+23.10408.9022,325
KPT+5.0%+20.10421.102,246
SLKK+5.0%+19.50409.50177
sana24+4.8%+20.80451.30240
Galenos+4.3%+18.50443.80581
Atupri+4.1%+17.90455.301,393
rhenusana+4.0%+21.50557.6018
Aquilana+4.0%+17.40451.80279
Agrisano+4.0%+15.60405.303,005
Sanitas+3.8%+15.30422.4011,792
Mutuel (Groupe Mutuel)+3.7%+15.40431.401,665
SWICA+2.8%+12.00447.6012,731
ÖKK+2.5%+11.00447.002,156
Steffisburg+2.0%+9.70490.30115
Einsiedler Krankenkasse+2.0%+9.80495.8021
Assura+2.0%+9.20468.403,073
Philos (Groupe Mutuel)+1.0%+4.60455.60835
vita surselva+1.0%+5.00525.004
EGK±0.0%±0.00422.001,542
Wädenswil±0.0%±0.00444.5085
Luzerner Hinterland−3.0%−13.55437.60169
Helsana−4.4%−19.00411.0015,510
Sumiswalder−5.0%−22.10421.4074
Zürich 27 insurers
Zürich: every insurer's standard premium for adults in 2027, CHF a month, and its change on 2026, sorted by change
InsurerChangeCHF2027Insured
Luzerner Hinterland+11.1%+60.90611.62828
CSS+10.3%+62.00662.33190,247
rhenusana+8.8%+49.20605.70626
Sympany+8.3%+49.00639.6746,245
Avenir (Groupe Mutuel)+7.3%+44.77658.0741,259
Agrisano+6.5%+36.43596.8731,373
SWICA+5.9%+35.30628.60240,531
ÖKK+5.2%+29.33593.3335,765
Helsana+5.1%+30.67630.00307,461
Mutuel (Groupe Mutuel)+4.9%+29.50637.3747,366
EGK+4.4%+25.90611.3721,820
Philos (Groupe Mutuel)+4.0%+26.00669.2310,321
Sumiswalder+4.0%+22.37579.801,448
Wädenswil+4.0%+22.03571.4719,670
Aquilana+4.0%+23.57612.578,804
Sanitas+3.9%+22.50593.17226,661
Atupri+3.9%+22.17592.1737,754
SLKK+3.8%+21.03570.779,279
Assura+3.8%+21.70592.5785,474
Galenos+3.7%+23.87670.433,222
Visana+3.6%+22.80653.1363,200
KPT+2.8%+16.77611.3073,540
Concordia+2.7%+15.50599.2397,693
sana24+2.6%+16.13640.8016,598
Einsiedler Krankenkasse+2.1%+13.02626.4767
Steffisburg+2.0%+12.87652.371,147
vita surselva+1.1%+6.67614.3339

Your insurer in every canton

Agrisano 26 cantons · 190,439 insured
Agrisano: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Appenzell Innerrhoden+9.0%+37.00448.001,472
Jura+9.0%+56.80688.301,568
Fribourg+8.0%+44.10595.203,657
Schwyz+8.0%+37.20502.507,513
Zürich+6.5%+36.43596.8731,373
Obwalden+6.5%+28.90474.002,221
Uri+6.0%+26.30464.203,069
Lucerne+5.5%+27.97536.338,613
Basel-Landschaft+5.5%+33.90650.903,899
Thurgau+5.0%+25.00524.6022,101
Ticino+5.0%+32.65685.502,899
Valais+5.0%+25.65538.75251
Appenzell Ausserrhoden+4.5%+21.60501.004,672
St. Gallen+4.5%+22.37519.4724,591
Zug+4.0%+15.60405.303,005
Aargau+4.0%+21.10548.8021,475
Bern+4.0%+23.63614.9324,828
Glarus+4.0%+20.10523.802,440
Vaud+3.5%+23.10681.90767
Solothurn+3.0%+17.00582.4011,742
Graubünden+3.0%+15.27523.70714
Nidwalden+3.0%+13.40461.501,388
Schaffhausen+2.0%+10.60541.402,725
Basel-Stadt±0.0%±0.00706.2074
Neuchâtel±0.0%±0.00707.203,369
Geneva−7.0%−64.00849.8013
Aquilana 26 cantons · 64,678 insured
Aquilana: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Jura+8.0%+56.40761.105
Neuchâtel+8.0%+54.90741.1040
Appenzell Ausserrhoden+6.0%+31.50555.6028
Thurgau+6.0%+36.10637.00259
Solothurn+6.0%+35.10620.00356
Graubünden+5.5%+30.47584.031,205
St. Gallen+5.5%+29.47565.07434
Schwyz+5.0%+27.30572.40577
Ticino+5.0%+34.40721.851,077
Glarus+5.0%+28.40597.00108
Vaud+4.5%+29.85692.50420
Lucerne+4.5%+24.47568.40317
Zug+4.0%+17.40451.80279
Obwalden+4.0%+19.90516.90215
Bern+4.0%+25.13653.003,217
Zürich+4.0%+23.57612.578,804
Appenzell Innerrhoden+4.0%+21.60561.505
Aargau+4.0%+22.20577.5045,911
Uri+4.0%+18.60484.1051
Nidwalden+4.0%+19.10497.20160
Schaffhausen+3.5%+19.15566.00320
Fribourg+3.5%+19.65581.75355
Basel-Stadt+3.0%+23.30800.00123
Basel-Landschaft+3.0%+20.85717.40210
Geneva±0.0%±0.00765.20140
Valais±0.0%±0.00575.5062
Assura 26 cantons · 712,843 insured
Assura: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Aargau+7.3%+42.00615.5014,774
Jura+6.2%+40.50694.1017,619
Bern+6.1%+37.70655.2761,506
Appenzell Innerrhoden+6.0%+25.10442.70150
St. Gallen+6.0%+33.40590.4012,687
Schaffhausen+6.0%+32.15568.805,312
Solothurn+5.5%+33.10640.209,952
Thurgau+5.4%+31.10607.004,450
Neuchâtel+5.3%+36.00709.7059,477
Basel-Landschaft+5.3%+34.25678.6516,766
Lucerne+5.2%+27.33549.607,663
Fribourg+4.7%+28.20625.5023,691
Basel-Stadt+4.6%+31.00704.7024,107
Valais+4.6%+24.65564.7019,810
Vaud+4.5%+28.90674.05191,852
Uri+4.0%+20.70537.10187
Appenzell Ausserrhoden+4.0%+22.30579.60501
Obwalden+4.0%+20.90543.90267
Ticino+4.0%+28.05730.4033,635
Nidwalden+4.0%+18.80489.60220
Zürich+3.8%+21.70592.5785,474
Geneva+3.6%+24.50711.20114,438
Graubünden+2.0%+10.87553.202,046
Zug+2.0%+9.20468.403,073
Glarus+2.0%+11.60591.30361
Schwyz+1.0%+5.50558.202,821
Atupri 26 cantons · 173,855 insured
Atupri: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Appenzell Innerrhoden+7.0%+29.50451.20142
Schwyz+5.6%+27.80521.204,276
Valais+5.2%+26.95545.5016,183
Nidwalden+5.0%+23.30488.90392
Geneva+5.0%+34.90732.501,706
Aargau+5.0%+27.40575.2014,894
Obwalden+4.9%+23.20495.70780
Bern+4.9%+29.60638.2719,759
Jura+4.4%+27.60655.801,735
Solothurn+4.2%+24.50606.703,845
Zug+4.1%+17.90455.301,393
Basel-Stadt+3.9%+26.90717.001,797
Zürich+3.9%+22.17592.1737,754
Lucerne+3.8%+19.33529.907,437
Glarus+3.5%+18.00531.601,084
Vaud+3.3%+20.90651.0516,997
St. Gallen+3.3%+17.40544.5310,737
Thurgau+3.3%+17.00539.806,809
Basel-Landschaft+3.1%+19.15646.9512,081
Neuchâtel+3.0%+19.70675.60541
Fribourg+2.8%+15.80576.103,300
Ticino+2.5%+17.70725.155,579
Uri+2.3%+10.40463.901,428
Schaffhausen+2.0%+11.70598.20563
Appenzell Ausserrhoden+1.0%+6.50658.70188
Graubünden+0.6%+3.53560.472,454
Avenir (Groupe Mutuel) 26 cantons · 323,996 insured
Avenir (Groupe Mutuel): standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Solothurn+10.3%+66.30709.104,632
Appenzell Ausserrhoden+9.9%+56.40625.901,082
Jura+9.3%+67.60793.902,048
Schaffhausen+8.8%+55.60686.20858
Graubünden+8.1%+46.07614.501,141
Aargau+7.4%+42.60622.1020,014
Zürich+7.3%+44.77658.0741,259
St. Gallen+6.6%+36.43592.4012,550
Zug+6.3%+26.00437.802,178
Ticino+6.2%+46.40793.005,891
Fribourg+5.6%+34.45649.1025,070
Nidwalden+5.1%+26.70549.50520
Obwalden+4.5%+25.90599.80369
Appenzell Innerrhoden+4.5%+24.50567.5032
Bern+4.5%+28.50661.7336,878
Lucerne+4.2%+22.70563.3013,208
Schwyz+4.0%+21.30553.401,914
Glarus+3.8%+20.70563.101,583
Valais+3.1%+19.05629.4013,582
Basel-Stadt+2.6%+17.90706.0010,567
Thurgau+2.3%+12.60570.2017,292
Vaud+1.6%+11.05703.1064,158
Uri+1.1%+5.70543.30646
Basel-Landschaft+1.0%+6.85684.0013,703
Neuchâtel+1.0%+7.00704.509,732
Geneva−0.4%−3.10774.3023,088
Birchmeier 1 canton · 7,362 insured
Birchmeier: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Aargau+6.5%+36.90603.707,362
Concordia 26 cantons · 712,174 insured
Concordia: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Appenzell Innerrhoden+8.0%+34.50466.401,944
Zug+6.0%+23.10408.9022,325
Nidwalden+5.0%+24.50514.6012,513
Uri+5.0%+24.70520.509,580
Jura+4.5%+30.30705.303,481
Solothurn+4.0%+24.00624.1015,845
Appenzell Ausserrhoden+4.0%+20.80542.104,433
Aargau+4.0%+22.40584.60110,010
Schaffhausen+4.0%+22.25580.756,251
Ticino+3.5%+24.55725.7017,140
Glarus+3.5%+18.00535.004,239
Obwalden+3.0%+14.30491.1011,694
Graubünden+3.0%+15.57535.408,910
St. Gallen+2.7%+14.37553.8053,757
Zürich+2.7%+15.50599.2397,693
Lucerne+2.4%+12.67542.30108,168
Valais+2.4%+13.00561.3516,163
Geneva+2.0%+14.60745.5014,771
Basel-Landschaft+2.0%+13.25677.1020,075
Vaud+2.0%+13.35685.6531,189
Thurgau+2.0%+10.70550.5019,719
Schwyz+2.0%+10.10519.8029,536
Bern+1.5%+9.47646.8735,526
Fribourg+1.0%+5.95581.8043,725
Basel-Stadt+1.0%+6.90704.709,659
Neuchâtel+1.0%+7.00715.003,827
CSS 26 cantons · 1,466,758 insured
CSS: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Zürich+10.3%+62.00662.33190,247
Aargau+9.1%+51.00614.00147,305
Jura+8.4%+56.00726.0021,290
Schwyz+8.0%+41.00556.0055,278
Solothurn+7.9%+48.00654.0060,245
St. Gallen+7.7%+41.67580.67116,126
Uri+7.5%+36.00516.0011,524
Vaud+7.4%+50.00729.00102,456
Valais+7.4%+40.50591.0072,944
Basel-Landschaft+7.2%+46.50689.0040,614
Fribourg+7.2%+41.50620.5095,977
Basel-Stadt+7.2%+49.00733.0020,244
Appenzell Innerrhoden+7.1%+31.00466.002,952
Lucerne+7.1%+37.67571.00141,125
Obwalden+7.1%+35.00531.0011,620
Ticino+7.0%+51.00775.5069,902
Zug+6.8%+29.00457.0036,713
Nidwalden+6.5%+33.00540.0010,325
Geneva+6.5%+48.00791.0086,518
Graubünden+6.4%+34.00561.6720,536
Neuchâtel+6.0%+42.00741.0025,540
Bern+6.0%+37.00657.3365,820
Thurgau+5.9%+32.00573.0040,923
Schaffhausen+5.4%+32.50634.007,666
Appenzell Ausserrhoden+4.1%+23.00582.006,903
Glarus+3.6%+20.00583.005,964
curaulta 1 canton · 5,678 insured
curaulta: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Graubünden+5.0%+23.33488.505,678
EGK 26 cantons · 95,250 insured
EGK: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Glarus+6.0%+33.50590.60186
Schaffhausen+5.2%+29.15586.85918
Nidwalden+5.0%+23.60495.001,480
Schwyz+4.5%+23.50543.902,108
Aargau+4.5%+24.80575.3013,944
Zürich+4.4%+25.90611.3721,820
Obwalden+4.4%+21.00499.00744
St. Gallen+4.1%+22.07560.106,376
Valais+4.1%+22.80585.401,649
Appenzell Innerrhoden+4.0%+20.60534.2082
Basel-Stadt+3.8%+27.80750.00977
Basel-Landschaft+3.8%+27.20739.004,896
Vaud+3.5%+23.60690.203,909
Thurgau+3.0%+16.40560.502,942
Lucerne+3.0%+15.90543.635,071
Neuchâtel+3.0%+22.30763.90322
Uri+3.0%+15.10518.20120
Solothurn+2.7%+16.50630.005,497
Ticino+2.5%+17.70733.854,411
Geneva+1.9%+13.80726.101,090
Fribourg+1.7%+10.00590.001,561
Jura+1.6%+11.30740.001,790
Bern+1.3%+8.43635.479,207
Graubünden+0.6%+3.77587.471,318
Appenzell Ausserrhoden+0.2%+1.10540.701,291
Zug±0.0%±0.00422.001,542
Einsiedler Krankenkasse 9 cantons · 11,696 insured
Einsiedler Krankenkasse: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Lucerne+4.5%+23.88557.4726
Schwyz+3.5%+15.40454.7011,455
Glarus+3.0%+15.90545.7022
Zürich+2.1%+13.02626.4767
Nidwalden+2.0%+10.20516.000
Zug+2.0%+9.80495.8021
Uri+2.0%+10.20517.108
Obwalden+2.0%+10.10513.301
St. Gallen+1.4%+7.60562.6395
Galenos 26 cantons · 56,370 insured
Galenos: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Jura+6.3%+48.10810.60165
Appenzell Innerrhoden+5.6%+27.60524.0061
Uri+5.2%+27.40557.60111
Ticino+5.0%+33.40706.555,056
Appenzell Ausserrhoden+4.6%+26.40595.60168
Basel-Landschaft+4.6%+30.20690.003,859
St. Gallen+4.4%+24.27573.873,528
Zug+4.3%+18.50443.80581
Obwalden+4.2%+22.10547.30213
Nidwalden+4.0%+21.20545.70194
Schwyz+3.9%+21.50574.20916
Zürich+3.7%+23.87670.433,222
Graubünden+3.6%+22.00634.27252
Glarus+3.4%+19.40591.7074
Solothurn+3.1%+19.20635.301,269
Aargau+3.1%+18.20605.806,318
Thurgau+2.8%+15.20555.508,634
Lucerne+2.5%+13.90576.172,396
Vaud+2.1%+13.15637.905,526
Schaffhausen+2.1%+12.20592.45703
Fribourg+2.0%+12.35619.80888
Valais+1.7%+9.25565.703,758
Bern+0.7%+4.33644.436,312
Geneva+0.6%+4.70807.30407
Basel-Stadt+0.3%+2.50760.501,095
Neuchâtel+0.1%+0.80697.40661
Glarner 3 cantons · 5,450 insured
Glarner: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Glarus±0.0%±0.00524.805,286
St. Gallen−3.1%−16.95527.93121
Schwyz−3.7%−19.60504.3043
Helsana 26 cantons · 1,396,260 insured
Helsana: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Neuchâtel+10.3%+68.00729.0042,496
Fribourg+9.3%+53.00622.5032,216
Valais+8.9%+49.50605.0036,573
Geneva+8.7%+63.00785.0089,281
Basel-Stadt+8.3%+57.00741.0019,213
Schaffhausen+7.5%+42.50611.0017,302
Solothurn+7.0%+41.00623.0063,044
Aargau+6.8%+39.00615.00138,751
Bern+6.5%+38.67638.00183,598
Zürich+5.1%+30.67630.00307,461
Jura+4.3%+29.00710.005,604
Vaud+3.9%+26.50705.50136,229
Thurgau+3.4%+19.00577.0035,726
Appenzell Ausserrhoden+3.3%+18.00569.006,023
Basel-Landschaft+3.1%+20.00673.0036,999
Ticino+1.9%+13.50717.0077,149
Lucerne+1.6%+8.67556.6741,600
Graubünden+1.0%+5.33544.0022,558
St. Gallen+0.6%+3.33550.3352,570
Nidwalden+0.2%+1.00512.003,950
Schwyz±0.0%±0.00544.0015,296
Obwalden−1.0%−5.00500.003,670
Glarus−1.5%−8.00534.006,473
Uri−3.1%−16.00492.005,704
Zug−4.4%−19.00411.0015,510
Appenzell Innerrhoden−10.1%−50.00444.001,263
KPT 26 cantons · 459,540 insured
KPT: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Jura+5.5%+38.30735.301,068
Zug+5.0%+20.10421.102,246
Appenzell Ausserrhoden+4.5%+23.50546.403,514
Nidwalden+4.0%+19.80514.303,779
Lucerne+4.0%+21.73564.8316,197
Ticino+4.0%+28.20733.1549,531
Valais+4.0%+22.55586.4030,575
Neuchâtel+4.0%+30.90804.40661
Appenzell Innerrhoden+3.5%+14.80438.80352
St. Gallen+3.5%+18.70556.5025,180
Aargau+3.0%+17.40595.8014,740
Thurgau+3.0%+16.60568.805,643
Schwyz+3.0%+16.60570.302,623
Graubünden+2.8%+15.37557.0011,944
Zürich+2.8%+16.77611.3073,540
Solothurn+2.5%+15.60640.5015,417
Bern+2.3%+14.33643.20135,514
Basel-Landschaft+2.3%+14.80670.6511,579
Glarus+2.0%+10.50537.701,147
Fribourg+2.0%+11.55596.7516,194
Basel-Stadt+1.0%+7.30734.105,103
Schaffhausen+1.0%+5.75581.551,370
Geneva+0.5%+3.80755.006,069
Uri±0.0%±0.00491.501,226
Vaud±0.0%±0.00708.3023,486
Obwalden−2.0%−10.80531.70841
Luzerner Hinterland 10 cantons · 23,776 insured
Luzerner Hinterland: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Zürich+11.1%+60.90611.62828
Aargau+9.0%+46.75566.002,431
Uri+5.0%+23.05483.6018
Schwyz+5.0%+25.00524.6573
Obwalden+5.0%+24.05505.1558
Solothurn+5.0%+28.85606.30336
Nidwalden+5.0%+24.00504.45110
Lucerne+4.4%+20.68495.3219,061
Bern+3.7%+21.85615.32693
Zug−3.0%−13.55437.60169
Mutuel (Groupe Mutuel) 26 cantons · 459,864 insured
Mutuel (Groupe Mutuel): standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Schwyz+12.3%+63.40578.103,049
Schaffhausen+8.5%+52.35667.50364
Thurgau+8.1%+45.00600.102,170
Basel-Landschaft+7.7%+49.75699.1017,999
Solothurn+7.6%+46.10656.1017,185
Lucerne+6.8%+41.80654.672,644
Zürich+4.9%+29.50637.3747,366
Uri+4.5%+24.90576.10288
Nidwalden+4.5%+26.20607.3089
Appenzell Ausserrhoden+4.5%+28.60663.20273
Glarus+4.5%+24.30564.20139
Graubünden+4.2%+22.37556.677,572
Aargau+4.0%+24.20626.8035,714
Ticino+4.0%+30.15783.259,032
Jura+3.8%+25.60698.107,247
Zug+3.7%+15.40431.401,665
Geneva+3.6%+27.10779.3097,659
Basel-Stadt+3.0%+20.90715.1016,199
Valais+2.9%+16.95601.0064,370
Obwalden+2.1%+10.60511.50620
Bern+0.9%+5.50646.7313,297
St. Gallen+0.6%+3.20567.9310,337
Vaud+0.5%+3.50700.0080,329
Neuchâtel+0.1%+0.40730.205,971
Appenzell Innerrhoden±0.0%±0.00482.50109
Fribourg±0.0%±0.00627.6018,178
ÖKK 26 cantons · 210,929 insured
ÖKK: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Appenzell Ausserrhoden+6.2%+31.00533.00544
Zürich+5.2%+29.33593.3335,765
Schaffhausen+4.8%+25.50559.0012,536
Valais+4.6%+24.00541.501,498
Graubünden+4.1%+20.00510.6788,900
Lucerne+3.9%+20.33545.333,473
Fribourg+3.4%+19.00573.50439
Basel-Landschaft+3.4%+20.50628.004,098
Appenzell Innerrhoden+3.3%+14.00436.00122
Bern+3.3%+19.67612.6716,174
Schwyz+2.8%+14.00516.002,032
Jura+2.8%+18.00668.00169
Geneva+2.7%+19.00729.00204
Vaud+2.6%+16.50661.50766
Zug+2.5%+11.00447.002,156
St. Gallen+1.8%+9.33535.339,129
Aargau+1.7%+10.00585.001,822
Neuchâtel+1.5%+10.00685.0093
Ticino+1.4%+10.00706.508,343
Nidwalden+1.2%+6.00497.00349
Solothurn+1.0%+6.00597.00827
Thurgau+0.9%+5.00533.0017,757
Obwalden+0.8%+4.00495.001,935
Uri+0.6%+3.00478.00579
Glarus+0.4%+2.00532.00923
Basel-Stadt+0.3%+2.00704.00295
Philos (Groupe Mutuel) 26 cantons · 181,100 insured
Philos (Groupe Mutuel): standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Thurgau+12.0%+69.90652.00387
Basel-Stadt+12.0%+91.60854.70332
Solothurn+11.0%+70.70712.603,573
Nidwalden+10.7%+55.40572.30844
Appenzell Ausserrhoden+10.1%+61.40672.30755
St. Gallen+9.7%+60.50684.27746
Lucerne+7.9%+44.80611.931,815
Bern+6.7%+44.77711.4015,641
Glarus+6.3%+32.80552.802,617
Graubünden+5.6%+31.83598.90243
Appenzell Innerrhoden+5.5%+25.90496.80175
Obwalden+4.5%+23.50544.40277
Basel-Landschaft+4.5%+32.15745.20220
Uri+4.5%+25.40589.1017
Schaffhausen+4.3%+26.00630.351,140
Zürich+4.0%+26.00669.2310,321
Ticino+4.0%+29.70779.0511,677
Valais+3.7%+22.50629.5518,566
Fribourg+3.3%+20.20638.2020,723
Aargau+3.2%+19.60629.603,872
Vaud+2.0%+14.30730.5073,859
Geneva+1.4%+11.00793.501,765
Zug+1.0%+4.60455.60835
Neuchâtel+1.0%+7.60757.706,744
Jura+0.6%+4.20703.503,316
Schwyz±0.0%±0.00579.60641
rhenusana 26 cantons · 12,281 insured
rhenusana: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Zürich+8.8%+49.20605.70626
Appenzell Ausserrhoden+4.2%+21.50532.601,707
Lucerne+4.0%+22.17573.8046
Fribourg+4.0%+25.90671.006
Schwyz+4.0%+21.80564.8026
Graubünden+4.0%+21.00544.4085
Glarus+4.0%+21.90567.805
Valais+4.0%+23.35605.552
Zug+4.0%+21.50557.6018
Vaud+4.0%+29.50765.206
Aargau+4.0%+23.10599.20114
Geneva+4.0%+35.30915.703
Bern+4.0%+27.43711.7368
Obwalden+4.0%+21.00544.905
Uri+4.0%+21.10547.501
Jura+4.0%+27.60716.600
Schaffhausen+4.0%+23.55611.5014
Appenzell Innerrhoden+4.0%+19.10496.0093
Neuchâtel+4.0%+30.60795.002
Thurgau+4.0%+21.40556.10641
Basel-Stadt+4.0%+32.40842.1011
Solothurn+4.0%+25.20655.0031
Basel-Landschaft+4.0%+26.35684.9527
Nidwalden+4.0%+19.90517.3013
Ticino+4.0%+29.25760.402
St. Gallen+3.7%+20.23566.708,728
sana24 26 cantons · 90,727 insured
sana24: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Ticino+7.9%+57.10778.551,896
Uri+6.9%+47.10728.4056
Basel-Stadt+6.9%+47.40735.001,917
Lucerne+6.7%+36.43580.708,686
Schwyz+6.5%+34.90573.101,575
Graubünden+5.8%+31.57578.10854
Jura+5.7%+40.70755.40189
St. Gallen+5.6%+30.67575.4012,874
Basel-Landschaft+5.6%+40.20763.65357
Glarus+5.4%+30.40589.40176
Schaffhausen+5.4%+32.60637.10205
Appenzell Ausserrhoden+5.3%+28.90576.70628
Solothurn+5.2%+33.20666.901,817
Obwalden+5.1%+26.40543.40149
Fribourg+5.1%+31.40648.50294
Nidwalden+4.9%+25.40548.10338
Zug+4.8%+20.80451.30240
Appenzell Innerrhoden+4.3%+19.90485.3055
Vaud+3.1%+21.10701.0016,313
Thurgau+3.0%+17.90611.202,333
Valais+3.0%+16.55566.504,766
Bern+2.9%+18.03638.631,321
Zürich+2.6%+16.13640.8016,598
Geneva+2.3%+17.30771.004,979
Neuchâtel+2.1%+15.70754.601,545
Aargau+2.1%+12.30603.6010,565
Sanitas 26 cantons · 642,973 insured
Sanitas: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Appenzell Innerrhoden+6.6%+28.60463.401,262
Graubünden+5.2%+26.93545.238,086
Uri+5.0%+23.00487.501,141
St. Gallen+4.2%+22.67556.5328,012
Lucerne+4.2%+21.63533.0318,031
Zürich+3.9%+22.50593.17226,661
Zug+3.8%+15.30422.4011,792
Fribourg+3.8%+21.70599.209,694
Obwalden+3.7%+17.70498.401,300
Aargau+3.6%+20.00570.3050,120
Jura+3.6%+23.70679.403,047
Appenzell Ausserrhoden+3.6%+18.60534.303,723
Schaffhausen+3.4%+19.90598.657,630
Solothurn+3.1%+18.30613.9014,525
Valais+3.0%+17.00579.959,580
Vaud+3.0%+20.15692.2533,643
Bern+3.0%+18.20628.5771,900
Basel-Landschaft+2.7%+17.20665.3029,875
Thurgau+2.3%+12.50544.9029,267
Basel-Stadt+2.2%+15.30719.2012,490
Ticino+1.8%+12.90712.9026,429
Neuchâtel+1.8%+12.10698.509,768
Glarus+1.7%+9.00532.701,967
Nidwalden+1.5%+7.10482.603,016
Schwyz+1.5%+7.70532.709,536
Geneva+0.8%+5.90748.9020,478
SLKK 21 cantons · 14,700 insured
SLKK: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Bern+5.7%+35.07649.70646
Lucerne+5.4%+28.83562.80159
Fribourg+5.3%+29.45587.10293
Obwalden+5.1%+28.20581.9014
Zug+5.0%+19.50409.50177
Uri+4.6%+22.90521.8049
Basel-Landschaft+4.6%+33.80771.85291
Valais+4.4%+21.50509.1075
Solothurn+4.3%+25.10608.10414
Appenzell Ausserrhoden+4.3%+26.10634.10159
Aargau+4.2%+23.90593.80425
Thurgau+4.1%+21.20540.901,112
Appenzell Innerrhoden+4.0%+17.30450.3024
Zürich+3.8%+21.03570.779,279
Schwyz+2.7%+14.00534.00260
Basel-Stadt+0.6%+3.90690.40124
St. Gallen−0.4%−2.77613.00372
Graubünden−0.6%−4.00612.10379
Schaffhausen−1.4%−8.05570.95311
Nidwalden−2.0%−10.50509.5030
Glarus−2.5%−13.60533.90105
sodalis 2 cantons · 53,900 insured
sodalis: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Valais+5.4%+28.15545.6553,360
Bern+4.9%+29.70635.03540
Steffisburg 11 cantons · 11,780 insured
Steffisburg: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Schwyz+6.5%+33.80552.70610
Bern+4.5%+27.87646.506,111
Glarus+4.0%+22.30578.50454
Nidwalden+4.0%+20.60534.701,050
Solothurn+4.0%+24.40634.101,529
Uri+3.0%+15.00512.30136
Zug+2.0%+9.70490.30115
Obwalden+2.0%+10.70541.70281
Aargau+2.0%+12.00607.70285
Zürich+2.0%+12.87652.371,147
Valais+2.0%+11.10563.2564
Sumiswalder 21 cantons · 32,747 insured
Sumiswalder: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Bern+5.4%+30.90606.4725,939
Aargau+5.2%+27.50555.501,138
Uri+5.0%+23.10487.5019
Graubünden+4.5%+21.93514.40144
Appenzell Ausserrhoden+4.2%+21.50534.3029
Schwyz+4.1%+20.20517.0075
Appenzell Innerrhoden+4.0%+18.00465.807
Zürich+4.0%+22.37579.801,448
Basel-Landschaft+4.0%+25.20653.951,107
Basel-Stadt+4.0%+30.30787.8057
St. Gallen+3.6%+18.57540.40119
Glarus+3.5%+18.30533.9040
Valais+3.5%+18.60548.5567
Solothurn+3.5%+20.20596.30887
Schaffhausen+3.4%+18.90566.9564
Thurgau+3.3%+17.40544.80184
Lucerne+3.0%+15.50529.53996
Obwalden+3.0%+14.30491.6037
Nidwalden+2.8%+13.30494.1036
Fribourg+2.4%+13.75586.90280
Zug−5.0%−22.10421.4074
SWICA 26 cantons · 819,187 insured
SWICA: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Nidwalden+9.4%+45.00522.901,214
Uri+8.5%+40.20510.90871
Neuchâtel+7.4%+50.70736.306,126
Schaffhausen+6.2%+35.65612.8011,303
Zürich+5.9%+35.30628.60240,531
Glarus+5.2%+27.10553.003,405
Thurgau+4.5%+25.00576.5067,541
Basel-Stadt+4.1%+29.90758.5027,829
Appenzell Innerrhoden+4.0%+17.60457.506,154
Fribourg+3.9%+23.00618.3011,333
Aargau+3.7%+22.70644.6039,072
St. Gallen+2.9%+15.87556.97133,498
Zug+2.8%+12.00447.6012,731
Lucerne+2.4%+13.20565.0713,540
Valais+2.4%+13.10568.205,866
Schwyz+2.2%+11.80557.8011,411
Bern+2.1%+13.23639.5047,719
Appenzell Ausserrhoden+2.0%+10.60539.2018,900
Obwalden+1.9%+9.20495.50784
Basel-Landschaft+1.9%+12.20662.4538,064
Jura+0.9%+6.40686.601,653
Solothurn+0.9%+5.30624.3018,095
Vaud+0.7%+5.25718.0040,276
Graubünden±0.0%±0.00544.7318,748
Geneva−0.5%−3.70753.2021,455
Ticino−2.1%−17.25794.6021,068
Sympany 26 cantons · 226,160 insured
Sympany: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Glarus+16.5%+90.00636.00550
Appenzell Innerrhoden+14.1%+59.00478.00226
Obwalden+14.0%+70.00569.00673
Thurgau+13.4%+72.00610.008,713
Schaffhausen+10.1%+57.50628.003,367
Nidwalden+9.9%+46.00510.002,515
Ticino+9.1%+67.00802.50581
Zug+8.9%+35.00427.004,963
Aargau+8.7%+49.00615.0014,500
Uri+8.6%+39.00492.001,065
Zürich+8.3%+49.00639.6746,245
St. Gallen+8.2%+45.00594.0013,208
Bern+7.5%+45.67652.6720,394
Valais+7.4%+40.00582.501,947
Lucerne+7.1%+36.33549.6716,280
Graubünden+6.7%+36.00574.001,009
Solothurn+6.5%+40.00654.006,021
Schwyz+5.8%+30.00546.004,028
Basel-Landschaft+5.2%+35.00707.5018,255
Neuchâtel+5.2%+41.00835.00490
Basel-Stadt+4.3%+29.00706.0041,822
Jura+4.2%+28.00687.001,225
Appenzell Ausserrhoden+4.0%+21.00549.00586
Fribourg+3.6%+20.50590.004,632
Geneva+3.4%+24.00724.004,725
Vaud+0.9%+6.00679.008,140
Visana 26 cantons · 552,570 insured
Visana: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Appenzell Ausserrhoden+7.8%+43.60605.901,363
St. Gallen+7.5%+46.17658.607,592
Lucerne+7.2%+41.57621.574,563
Basel-Stadt+7.1%+52.80794.405,346
Jura+6.7%+44.00701.401,871
Fribourg+6.4%+35.95598.3537,303
Zug+6.3%+26.10441.506,656
Basel-Landschaft+5.9%+38.20688.1027,317
Glarus+5.8%+30.30556.703,444
Schaffhausen+5.5%+31.70607.558,596
Schwyz+5.4%+31.90617.301,740
Solothurn+4.8%+28.40619.4036,382
Ticino+4.8%+37.95832.505,613
Thurgau+4.7%+27.10600.407,798
Uri+4.3%+21.40516.50770
Aargau+4.3%+26.00628.3027,313
Bern+3.9%+23.43621.80272,296
Appenzell Innerrhoden+3.8%+18.10493.90229
Zürich+3.6%+22.80653.1363,200
Obwalden+3.6%+17.90519.201,303
Graubünden+3.5%+20.17593.432,592
Geneva+2.5%+20.50839.904,096
Nidwalden+2.4%+12.10520.30859
Neuchâtel+1.9%+13.50706.203,561
Valais+1.5%+9.35629.703,329
Vaud±0.0%±0.00714.4517,439
Visperterminen 1 canton · 5,326 insured
Visperterminen: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Valais+5.0%+23.55494.455,326
vita surselva 26 cantons · 4,330 insured
vita surselva: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Glarus+7.9%+39.00532.0012
Graubünden+6.0%+28.00491.004,112
Appenzell Ausserrhoden+5.6%+29.00545.0013
Aargau+5.2%+29.00582.0019
Uri+4.2%+20.00498.000
Nidwalden+4.1%+20.00512.000
Obwalden+3.9%+20.00528.000
Appenzell Innerrhoden+3.1%+14.00468.004
Ticino+3.1%+21.42720.506
Neuchâtel+3.0%+23.00788.001
St. Gallen+2.0%+10.67544.0066
Schwyz+1.9%+10.00532.005
Lucerne+1.9%+10.00548.6715
Valais+1.8%+10.00559.000
Thurgau+1.8%+10.00562.006
Vaud+1.7%+12.00707.001
Schaffhausen+1.7%+9.85589.003
Solothurn+1.7%+10.00609.007
Fribourg+1.6%+9.50614.000
Jura+1.5%+10.00688.001
Geneva+1.4%+12.00848.000
Bern+1.3%+8.33651.679
Basel-Stadt+1.2%+9.00788.005
Zürich+1.1%+6.67614.3339
Basel-Landschaft+1.0%+6.50669.001
Zug+1.0%+5.00525.004
Wädenswil 4 cantons · 20,052 insured
Wädenswil: standard premium for adults in every canton in 2027, CHF a month, and its change on 2026, sorted by change
CantonChangeCHF2027Insured
Schwyz+4.1%+20.00512.50146
Zürich+4.0%+22.03571.4719,670
Aargau+3.8%+20.50558.00150
Zug±0.0%±0.00444.5085

The same figures as JSON: insurer_canton_std in the data file. For your postcode, model and deductible, every insurer is ranked in the premium calculator.

Premium calculator · 2027 Every insurer for your postcode Ranked by price for your age, deductible and model, with your own change on 2026.
Model and deductible

What your model and deductible do to the price.

The two levers you control. Benefits are the same in every model by law; what changes is who you see first. A higher deductible lowers the premium by a discount the law caps; how to choose your deductible.

By insurance model

Adults: median monthly premium in CHF
Model2027Changevs standard
StandardFree choice of doctor 596.10+4.2%–
HMOA group practice first 531.60+4.8%−10.8%
Family doctorYour GP first, except emergencies 530.30+4.7%−11.0%
TelmedA phone or video call first 525.20+4.8%−11.9%

By deductible

Adults: median monthly premium in CHF
Deductible2027Changevs CHF 300
CHF 300 547.50+4.4%–
CHF 500 536.00+4.4%−11.50
CHF 1,000 507.10+4.7%−40.40
CHF 1,500 478.00+5.0%−69.50
CHF 2,000 449.75+5.4%−97.75
CHF 2,500 419.80+5.6%−127.70

Medians across all offers; each table holds the other lever at the reference profile. The saving on a higher deductible is only worth it if you rarely need care: at CHF 2,500 you carry up to CHF 2,200 more yourself each year.

Savings

How much you can save.

Three levers for an adult in 2027, measured on the medians above: CHF 300 deductible and accident cover unless the lever is the deductible itself. Each one saves money only if its condition suits you.

An alternative model
The median telmed offer is CHF 70.90 a month below the median standard offer, CHF 851 a year; family doctor CHF 65.80, HMO CHF 64.50. The condition: you see the doctor, practice or telemedicine service the model names first, except in an emergency.
A higher deductible
At CHF 2,500 instead of CHF 300, the median offer is CHF 127.70 a month lower, CHF 1,532 a year. You then pay up to CHF 2,200 more of your bills yourself, so it pays off only while your medical bills stay below about CHF 2,000 a year. Above that, the CHF 300 deductible costs less in total.
A cheaper insurer
Keeping the standard model and CHF 300, the cheapest insurer in your premium region is a median CHF 50.40 a month below the median offer there, CHF 605 a year; the gap runs from CHF 27.65 to CHF 90.30 across the 42 regions. Allowing any model, it is CHF 66.19. Basic cover is identical by law; service and claims handling are not.

Break-even: the yearly premium saving, divided by the 90 centimes each franc of bills between CHF 300 and CHF 2,500 then costs you (at CHF 300 you would pay 10% of it), plus CHF 300. Lower-income households may also qualify for premium subsidies.

Premium calculator · 2027 Find the cheapest offer for you Basic cover is identical at every insurer by law: compare all of them for your postcode, deductible and model.
The spread

Cheapest and dearest offer, for the same cover.

Basic cover is identical at every insurer by law (Art. 25 KVG). What separates these offers is the insurer, the model, the premium region and how much risk you carry yourself through the deductible.

Cheapest adult offer in Switzerland CHF 227.50 a month

Concordia · HMO · CHF 2,500 deductible · Zug

Dearest adult offer in Switzerland CHF 915.70 a month

rhenusana · Standard · CHF 300 deductible · Geneva

The dearest adult offer costs 4.03× the cheapest: CHF 8,258 a year between them.

Cheapest and dearest, canton by canton

Adults, 2027: any model and deductible, CHF a month
Cheapest offer Dearest offer
Aargau Agrisano · Telmed · CHF 2,500363.70 SWICA · Standard · CHF 300644.60 3,371
Appenzell Ausserrhoden Agrisano · Telmed · CHF 2,500322.40 Philos (Groupe Mutuel) · Standard · CHF 300672.30 4,199
Appenzell Innerrhoden KPT · Telmed · CHF 2,500248.40 Avenir (Groupe Mutuel) · Standard · CHF 300567.50 3,829
Basel-Landschaft KPT · Telmed · CHF 2,500413.10 SLKK · Standard · CHF 300804.00 4,691
Basel-Stadt Concordia · HMO · CHF 2,500470.70 Philos (Groupe Mutuel) · Standard · CHF 300854.70 4,608
Bern Agrisano · Telmed · CHF 2,500357.20 rhenusana · Standard · CHF 300789.30 5,185
Fribourg KPT · Telmed · CHF 2,500353.80 rhenusana · Standard · CHF 300699.70 4,151
Geneva Assura · Family doctor · CHF 2,500483.40 rhenusana · Standard · CHF 300915.70 5,188
Glarus KPT · Telmed · CHF 2,500327.50 Sympany · Standard · CHF 300636.00 3,702
Graubünden vita surselva · Family doctor · CHF 2,500304.60 SLKK · Standard · CHF 300685.20 4,567
Jura Sanitas · Telmed · CHF 2,500456.00 Galenos · Standard · CHF 300810.60 4,255
Lucerne Luzerner Hinterland · Telmed · CHF 2,500312.20 Mutuel (Groupe Mutuel) · Standard · CHF 300677.20 4,380
Neuchâtel Sanitas · Telmed · CHF 2,500465.40 Sympany · Standard · CHF 300835.00 4,435
Nidwalden Sanitas · Telmed · CHF 2,500286.75 Mutuel (Groupe Mutuel) · Standard · CHF 300607.30 3,847
Obwalden Agrisano · Telmed · CHF 2,500299.00 Avenir (Groupe Mutuel) · Standard · CHF 300599.80 3,610
Schaffhausen Agrisano · Telmed · CHF 2,500334.10 Avenir (Groupe Mutuel) · Standard · CHF 300707.40 4,480
Schwyz Concordia · HMO · CHF 2,500316.20 Visana · Standard · CHF 300617.30 3,613
Solothurn Agrisano · Telmed · CHF 2,500392.80 Philos (Groupe Mutuel) · Standard · CHF 300712.60 3,838
St. Gallen Agrisano · Telmed · CHF 2,500311.10 Philos (Groupe Mutuel) · Standard · CHF 300730.50 5,033
Thurgau Atupri · HMO · CHF 2,500336.50 Philos (Groupe Mutuel) · Standard · CHF 300652.00 3,786
Ticino Sanitas · Family doctor · CHF 2,500457.75 Visana · Standard · CHF 300858.90 4,814
Uri Atupri · HMO · CHF 2,500282.30 sana24 · Standard · CHF 300728.40 5,353
Valais sodalis · Telmed · CHF 2,500317.90 Visana · Standard · CHF 300652.90 4,020
Vaud Philos (Groupe Mutuel) · Telmed · CHF 2,500431.10 rhenusana · Standard · CHF 300780.80 4,196
Zug Concordia · HMO · CHF 2,500227.50 rhenusana · Standard · CHF 300557.60 3,961
Zürich SLKK · Telmed · CHF 2,500338.90 Galenos · Standard · CHF 300750.70 4,942

The cheapest offer is rarely the right one on its own: an HMO or telmed model with the highest deductible suits someone who rarely sees a doctor. The cheapest insurers, and their catches.

What to do now

Four dates, and what they mean.

  1. Read your own letter

    Insurers must send the 2027 premiums by 31 October. Your change can sit far from the medians here: check it for your postcode, model and deductible in our premium calculator, every insurer ranked, with its change on 2026.

  2. Basic insurance: 30 November

    To switch basic insurer for 1 January 2027, your notice must reach your insurer by 30 November; posted is not enough. The new insurer must accept you whatever your health. A change of model with your own insurer follows the same date. How switching works · the 2027 deadline in detail.

  3. Supplementary: the notice period

    Supplementary cover usually needs three months' notice, which for most contracts means 30 September. Some contracts allow you to leave when the premium rises; read yours. Cancel only once a new insurer has accepted you in writing: supplementary insurers can decline you on health grounds.

  4. New to Switzerland: three months

    Newcomers have three months from registering with their commune to take out basic insurance; the cover then applies from arrival. Miss it and you face a surcharge and a canton-assigned insurer. Health insurance on arrival.

Compare for your postcode: the premium calculator · premium subsidies · by canton: Zürich, Geneva, Basel, Bern, Zug, Lausanne, Lugano · what else changes for 2027

Method and source

How these figures were calculated.

Method
Source: every approved basic-insurance (KVG) list premium for 2027 and 2026, as published by the Federal Office of Public Health (FOPH/BAG) in the dataset “Krankenversicherungsprämien” on opendata.swiss (file Prämien_CH.csv). Nothing is estimated or taken from insurers. Age classes are the BAG’s: child 0–18, young adult 19–25, adult 26 and over; children are priced at the first-child tariff, before sibling discounts. Premiums are monthly, in CHF, including accident cover — the setting of the BAG’s standard premium. Unless a section is broken down by deductible, adults and young adults are at the standard CHF 300 deductible and children at CHF 0. An offer is one insurer’s cheapest approved tariff for one insurance model in one premium region. Offers are compared like for like: only offers that exist in both years (same insurer, canton, premium region and model) enter the statistics, so an insurer leaving or entering a canton does not read as a price change (39 of the 3,414 adult offers of 2027 are new, 10 of the 3,385 of 2026 are gone). Medians and means are unweighted: every offer counts once, however many people hold it, because the premium file carries no enrolment by model or deductible. They are therefore not the BAG’s “mean premium”, which weights each premium by the people paying it and blends all deductibles, models and accident settings; the BAG’s own figures are under “official”, copied from its press material. Models are the BAG tariff types: standard (free choice of doctor), hmo, family_doctor, and telmed (the BAG type for other alternative models — in practice telephone- and app-first models); “other” holds any tariff type the BAG adds beyond these. Cheapest and dearest are the lowest and highest adult premium, accident included, at any deductible. Rankings list the five largest and smallest changes in the median adult premium; an insurer needs at least 10 offers to be ranked. The lowest and highest premiums (cheapest, dearest, spread) are taken over every 2027 offer. What changed in 2027: the BAG recoded its file (age, accident, region and deductible codes) and replaced its model types. The old ones were standard, family doctor (TAR-HAM), HMO (TAR-HMO) and “other” (TAR-DIV, mostly telmed). The new ones are BASE; PRAXIS, first contact always a set doctor’s practice, which merges family doctor and HMO; PHARM, a partner pharmacy; TEL_DIG, by phone or digitally; and FLEX, several first contacts to choose from (rows in 2027: BASE 45,336, PRAXIS 81,174, TEL_DIG 58,170, FLEX 35,236; no tariff is filed under PHARM). So that 2027 can be compared with 2026, each 2027 tariff keeps the model the BAG gave the same insurer’s same tariff in 2026: 148 of 153 tariffs are matched by their tariff id (as is, ignoring case, or by the old id the BAG kept in brackets) or name. The 5 new tariffs take their model from the new type: TEL_DIG “Favorit Start” (insurer 1384) → telmed; TEL_DIG “TelMed Basic” (insurer 1509) → telmed; TEL_DIG “TelMed Plus” (insurer 1509) → telmed; TEL_DIG “MediTel” (insurer 1542) → telmed; PRAXIS “HMO plus” (insurer 194) → hmo. FLEX tariffs were family-doctor, HMO or telmed tariffs in 2026 and keep that model. “models_bag” gives the same figures by the BAG’s new types, tariff by tariff (same insurer, tariff, canton and region in both years). The file also holds 164 rows under codes that are not cantons (“ZE” 146, “ZR” 18; 164 such rows in 2026); they are left out, as in every year.
Source
Federal Office of Public Health (FOPH/BAG), dataset “Krankenversicherungsprämien” — every approved basic-insurance (KVG) list premium, file Archiv_Praemien_2027.zip › Prämien_CH.csv (sha256 957fef82f47e); Archiv_Praemien_2026.zip › Prämien_CH.csv (sha256 1c6022adc79c). Officially approved premiums; nothing estimated.
Insurers
The insurer rankings and the insurer-by-canton tables use the standard model (free choice of doctor, CHF 300 deductible, accident included), averaged over each canton's premium regions and weighted by each insurer's insured per canton from the FOPH's enrolment file (average 2025), while every other figure on this page is the unweighted median of all offers.
Why figures differ
The FOPH's average premium covers all models and deductibles, weighted by how people are actually insured. The medians here describe the offers on the market for one stated profile. Media reports mix both, and some leave out accident cover; compare like with like.
Status
Final. Calculated 29 September 2026.
Data
Every figure on this page as JSON. Free to cite: Swiss health insurance premiums 2027, Expat Savvy, 29 September 2026.

Expat Savvy is an independent insurance advisor. This page is a price analysis, not advice to buy or cancel any policy.

Common questions

Frequently asked.

Where can I find the official 2027 premiums (priminfo)?
On priminfo.admin.ch, the Federal Office of Public Health's comparison site, in German, French and Italian: it lists every approved basic premium for a postcode. Our premium calculator reads the same FOPH tariff file in English and shows each insurer's change on 2026. This page summarises the whole file: every canton, age group, model and deductible.
What is the average health insurance premium in Switzerland in 2027?
The FOPH's official average premium for 2027 is CHF 412.00 a month (+5.0% on 2026), across all ages, models and deductibles; for adults it is CHF 487.60 (+4.9%). For an adult on the reference profile (CHF 300 deductible, accident cover included, all insurance models) the median offer is CHF 547.50 a month; for young adults CHF 411.40, for children CHF 134.50.
How much do health insurance premiums increase in 2027?
For adults the median offer rises 4.4% (+23.10 francs a month); for young adults it rises 4.2%, for children it rises 4.3%. By canton, the adult change runs from +1.3% in Neuchâtel to +6.5% in Thurgau; among insurers with 20,000 or more insured, the adult standard premium rises from +2.7% (KPT) to +7.7% (CSS). Your own letter is the number that counts.
How much is health insurance in Switzerland per month?
For an adult in 2027, the median basic-insurance offer is CHF 547.50 a month (CHF 300 deductible, accident cover included, all insurance models). The canton makes the biggest difference: from CHF 399.05 in Zug to CHF 683.00 in Geneva. With an alternative model and a higher deductible, the lowest adult offer in Switzerland is CHF 227.50. Supplementary insurance comes on top.
Which health insurance has the lowest premiums?
It depends on your canton, premium region, age, model and deductible, and the cheapest insurer changes from one canton to the next. For 2027 the lowest adult premium in Switzerland is CHF 227.50 a month (Concordia · HMO · CHF 2,500 deductible · Zug). The cheapest offer in every canton is in the table on this page. Basic cover is identical at every insurer by law (Art. 25 KVG), so what differs is the price, the service and the model's rules.
When can I change health insurance in Switzerland?
Basic insurance: your notice must reach your insurer by 30 November to switch on 1 January 2027 — a postmark on that day is not enough, so send it by registered post well before. A change of model with your own insurer follows the same date. Supplementary insurance usually needs three months' notice, which for most contracts means 30 September; check yours, and cancel only once a new insurer has accepted you in writing. New to Switzerland? You have three months from registering to take out basic insurance.
When are the 2027 health insurance premiums published?
The FOPH approved and published the 2027 basic insurance premiums on 29 September 2026; since then, priminfo.admin.ch and our premium calculator show them for every postcode. Your insurer must tell you your own 2027 premium by 31 October 2026.
Can I still switch health insurance after 30 November?
Not for 1 January 2027: for basic insurance, the notice must reach your insurer by 30 November 2026. After that, the next switch depends on your policy. With the standard model and the CHF 300 deductible you can change insurer on 30 June 2027, with three months' notice, so by 31 March. With a higher deductible or an alternative model, the next date is 1 January 2028. Supplementary insurance follows its own contract.
Premium subsidies 2027: can I get a premium reduction (Prämienverbilligung)?
Every canton reduces premiums for households on lower incomes, but each sets its own income limits, amounts and procedure. Some pay automatically from your tax assessment, others need an application, often with a deadline early in the year. How to apply for premium subsidies.
My health insurance premiums are too expensive. What are my options?
For an adult, in 2027: an alternative model (the median telmed offer is CHF 70.90 a month below the median standard offer); a higher deductible (CHF 127.70 a month less at CHF 2,500 than at CHF 300, worth it only while your medical bills stay below about CHF 2,000 a year); a cheaper insurer in your premium region (a median CHF 50.40 a month below the median offer, same model and deductible); and premium subsidies if your income qualifies. Keep supplementary insurance out of a price decision: if you cancel it, a new insurer can refuse you on health grounds.

The medians show the market. A review reads your 2027 letter.

Model, deductible, insurer and your supplementary cover, read together, in English. We say stay more often than switch.

Free · 45 minutes · In English · With Robert