Swiss mountains
FINMA Registered Broker

1,000+ Expats Made the Savvy Choice.

Health insurance. 3rd pillar. Tax optimization. Our experts guide expats to better coverage and lower costs. Free. Independent. Always in your corner.

1000+
Happy Clients
100%
English Support
Independent
Insurance Broker
20+
Years Experience
Who We Are

Switzerland's Insurance Experts
for English-Speaking Expats

We do one thing exceptionally well: help expats find their ideal Swiss health insurance with the highest level of personal service.

Personalized Client Assessment

We take time to understand YOUR specific needs—health situation, family status, budget, preferred doctors. Then we present up to 3 customized options that match your exact requirements, not generic quotes.

24/7 WhatsApp Support

Questions don't wait for office hours. Reach us anytime via WhatsApp for quick answers, policy questions, or urgent support—all in English, all personal.

Proactive Ongoing Optimization

We don't disappear after signup. When premiums change, new products launch, or your life situation shifts, we proactively reach out with better options. Your coverage gets constant optimization without you lifting a finger.

Robert Kolar - Expat Insurance Expert

Robert Kolar

Expat Insurance Expert

Why 1,000+ expats chose us

The Savvy Difference

Other brokers give you a quote. We give you a strategy — tailored to your life, your budget, and your goals.

Built Around You

No templates. We analyze your health situation, family, preferred doctors, and budget — then present 2-3 options that actually fit.

Rates You Can't Get Alone

As FINMA-registered brokers, we unlock group discounts and exclusive supplementary rates that aren't available when you apply directly.

We Handle Everything

From comparison to paperwork to switching — we manage the entire process in English so you don't have to deal with Swiss bureaucracy.

How it works

1

Book a Free Call

Pick a time, tell us what you need. Takes 2 minutes.

2

Get Your Savvy Analysis

We compare all providers and prepare tailored recommendations.

3

Choose & We Set Up

Pick your option — we handle paperwork, switching, everything.

100% free · No obligations · Exclusive broker rates

Our Insurance Solutions

Expert Guidance for Your Life in Switzerland

Comprehensive insurance solutions tailored to your unique needs as an expat.

Real Reviews

What Our Clients Say

Trusted by expats across Switzerland

After returning to Switzerland from abroad, Robert from Expat Savvy was a tremendous help consulting me about all the changes. He took the time to show me several options and definitely went the extra mile compared to other agents. That's why I'm giving 5 stars. Can only recommend!

S

Steven

Returning Resident

Benjamin was super helpful with my supplementary insurance in Switzerland. He explained everything clearly, answered all my questions, and made the whole process easy. Really appreciated his professionalism and friendly attitude. Would definitely recommend him to anyone looking for insurance advice. Thanks again, Benjamin!

Z

Zachary

New Expat in Zurich

I was advised by Robert Kolar who gave me excellent advice regarding health insurance in Switzerland. As a citizen of the United States, the Swiss system of healthcare was very confusing and difficult for me to figure it out on my own. After the initial consultation, everything was much clearer and I was able to take steps in the right direction. I highly recommend Expat Savvy Consulting.

R

Rina Hoshino

American Expat

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Ready to Make the Savvy Choice?

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