What you receive
The Private Client Report — your review, in writing.
Every Expat Savvy review ends the same way: within 3 working days you receive a written report. Not a quote and a phone number — a document that sets out your situation, the reasoning behind every recommendation, what each person pays to the franc, and what not to buy. Sometimes it says keep what you have. The report is yours either way, and reviews are always free.
Your report, page by page.
The Hartmann family is a sample; the structure, depth and reasoning are exactly what a client receives — nine chapters on eleven pages, as a web page and a PDF.
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Prepared for you by name, by the advisor who ran your review.
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The answer on page two: what to set up, and the total per month.
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The set-up we recommend beside the one we don’t — with the reason on every line.
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Every family member’s premium, broken down to the centime.
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Hospital cover explained tier by tier — and which one fits you.
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Signed by your advisor, with the reasoning — not just the verdict.
Nine chapters
What is inside.
The chapters below are from our published sample — a family of four arriving in Zug, a health-insurance case. The structure adapts to the topic; the discipline doesn’t: facts, reasoning, costs, recommendation, in that order.
- 01Overview
- The recommendation in one page — what to set up or change, and the total it costs.
- 02Your situation
- Family, work, canton, arrival date, existing cover — the facts every decision rests on.
- 03How we decided
- The reasoning, written down: what mattered in your case and why each option won or lost.
- 04Side by side
- The genuine alternatives compared — including the one we advised against.
- 05Cost at a glance
- What every person pays, monthly and yearly, to the franc.
- 06Member by member
- Each family member’s cover, individually: what they have, what changes, what it does.
- 07The cover in depth
- The core product read closely — in the sample, hospital cover: ward, hospitals, abroad.
- 08Recommendation
- What to do, in order — and explicitly what not to buy. Sometimes: keep what you have.
- 09Documents & next steps
- The insurer offers attached, the signatures needed, and who does what by when.
Read the full sample — the Hartmann family, live, exactly as a client receives it
Because advice you can re-read is advice you can hold us to.
A sales call evaporates; a document doesn’t. When the recommendation is in writing — including what we advised against — you can check it, share it with a partner, and hold us to it a year later. That is also why the report often contains the sentence an agent will never write: no new insurance needed.
The report is written by the advisor who ran your review — Robert Kolar for health, Nicole Bohne for life and pension — and every October after that, we observe your policies and contact you proactively if something is worth considering. Always free, this year and every year.