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Die Informationen nach Art. 45 Versicherungsaufsichtsgesetz (VAG). Indem Sie diese Seite nutzen, bestätigen Sie, die Informationen nach Art. 45 VAG zur Kenntnis genommen zu haben.
The information provided is in accordance with Art. 45 of the Insurance Supervision Act (ISA). By using this page, you confirm that you have acknowledged the information pursuant to Art. 45.
Expat-Savvy.ch ist ein Service von Gen AI Digital Ltd, der in Zusammenarbeit mit der Lang + Partner Finanzdienstleistungen GmbH bereitgestellt wird.
Benjamin Wagner
E-Mail: hello@expat-savvy.ch
Telefon: +41 (0)79 155 25 70
Wir nutzen auf Expat-Savvy.ch intelligente Tools (einschließlich künstlicher Intelligenz, "KI"), um Ihnen die bestmöglichen Versicherungs- und Vorsorgelösungen vorzuschlagen. Basierend auf Ihren Angaben analysieren unsere Systeme Ihre Bedürfnisse und unterbreiten Ihnen maßgeschneiderte Optionen. Über die Website können Sie auch direkt Termine für Beratungen vereinbaren. Die Beratung und der Abschluss des Versicherungsvertrages erfolgen über unsere Partnerfirma Lang + Partner Finanzdienstleistungen GmbH, die Sie durch den gesamten Prozess begleitet.
Als ungebundener Versicherungsvermittler handelt Lang + Partner Finanzdienstleistungen GmbH ausschließlich in Ihrem Interesse. Die Partnerfirma erstellt den Versicherungsantrag und schließt den Vertrag für Sie ab.
Unser Team verfügt über eine fundierte Ausbildung und stellt durch kontinuierliche Weiterbildung sicher, dass Sie stets von aktuellen Informationen und Fachkenntnissen profitieren.
Da unsere Analyse auf KI-Technologien beruht, können die bereitgestellten Daten unter Umständen ungenau sein. Wir lehnen daher jegliche Haftung für die Daten der KI-gestützten Analyse ab. Die Systeme werden laufend verbessert und erweitert. Für Nachlässigkeit oder Fehler im Rahmen der Vermittlungstätigkeit kann die Lang + Partner Finanzdienstleistungen GmbH haftbar gemacht werden.
Ihre persönlichen Daten werden ausschließlich für Analyse, Beratung und Planung im Rahmen der Versicherungsvermittlung verwendet. Alle Daten werden sicher aufbewahrt und nur an die entsprechenden Versicherungsunternehmen weitergegeben.
Es bestehen keine Interessenkonflikte bei der Vermittlung von Versicherungen. Sollte eine Beeinträchtigung nicht ausgeschlossen werden können, werden Sie vor Abschluss des Versicherungsvertrages transparent darüber informiert.
Wir erhalten von den Versicherungsunternehmen eine Provision auf Basis der Netto-Monatsprämien der abgeschlossenen Zusatzversicherungen: Concordia 12, Swica 16, Helsana 16, Groupe Mutuel 12, Sympany 12, Sanitas 12, CSS 12. Für die Grundversicherung erhalten wir eine Provision von 70 CHF pro Abschluss.
Below you will find information on data protection and privacy practices for Expat-Savvy.ch.
The Expat-Savvy.ch website ("the Website") is operated by:
Gen AI Digital Ltd
128 City Road,
London EC1V2NX,
United Kingdom
Director: Benjamin Amos Wagner
Email: hello@expat-savvy.ch
For insurance consulting matters, all services are provided by our partner:
Lang + Partner Finanzdienstleistungen GmbH
Chilegässli 12a
8904 Aesch ZH, Switzerland
info@langpartner.ch
Generally, visiting the Website does not require personal data. When you use the Website, non-personal data (e.g., your internet service provider, pages visited, or time spent on the site) may be collected to enhance user experience and improve services. This data does not identify you personally.
Personal data is collected only when you voluntarily provide it—such as submitting inquiries, requesting quotations, or using contact forms. By using the Website and providing personal data, you consent to its processing for marketing, communication, and insurance-consulting purposes.
The Website uses cookies—small text files stored on your device—to:
Some cookies are session-based and expire when you close your browser; others persist to streamline future visits. You may configure your browser to block or delete cookies; however, this may impact the functionality of certain Website features.
Your personal data will be used exclusively:
We do not sell personal data to third parties for research or advertising. Where necessary, data is shared with authorized insurance intermediaries and partners—all of whom are bound by strict confidentiality and data protection laws.
You have the right, at any time, to:
To exercise these rights, please email hello@expat-savvy.ch.
We may use third-party analytics tools (e.g., Google Analytics) to collect non-personal, aggregated usage data for understanding user behavior and improving content. IP addresses and related technical data may be anonymized to avoid identifying individuals.
Communications via the Website or email are generally unencrypted. By contacting us electronically, you acknowledge and accept the inherent risks (e.g., potential third-party interception).
We reserve the right to modify or update this Privacy Policy at any time without prior notice. The version currently published on the Website applies. If changes are significant, we will inform you via email or other appropriate channels.
Expat-Savvy.ch
Talacker 41,
8001 Zurich, Switzerland
c/o Lang + Partner Finanzdienstleistungen GmbH
Chilegässli 12a,
8904 Aesch ZH, Switzerland
Phone: +41791552570
Email: hello@expat-savvy.ch
This Privacy Policy is governed by Swiss law. By using Expat-Savvy.ch, you confirm that you have read, understood, and agree to be bound by these privacy practices in accordance with Swiss data protection regulations.
These Terms of Service (hereafter "Terms") govern your use of Expat-Savvy.ch ("the Website"). By accessing or using the Website, you agree to these Terms in full.
The Website is designed, developed, and operated by:
Gen AI Digital Ltd
128 City Road,
London EC1V2NX,
United Kingdom
Director: Benjamin Amos Wagner
Email: hello@expat-savvy.ch
All insurance consulting services offered through the Website are provided by:
Lang + Partner Finanzdienstleistungen GmbH
Chilegässli 12a,
8904 Aesch ZH, Switzerland
info@langpartner.ch
For additional information regarding Swiss insurance regulation, see Art. 45 VAG (ISA).
Lang + Partner Finanzdienstleistungen GmbH
Registration Number: F01067278
UID: CHE-112.184.261
Authorized as: Non-Tied Insurance Intermediaries
Date of First Registration: 30. June 2015
Branches of Insurance:
- Life Insurer
- Reinsurer
- Non-Life (Loss or Damage) Insurance
This Website is primarily intended for individuals and entities residing or registered in Switzerland. It is not intended for users located in—or citizens of—jurisdictions where access is restricted by law (including, but not limited to, the EU or the United States). If such legal restrictions apply, you are not permitted to use the Website.
All content on the Website is provided for informational purposes only and does not constitute a binding offer or professional advice. Accessing the Website or contacting us does not create any contractual relationship. We strive for accuracy and timeliness but cannot guarantee complete correctness at all times.
While we endeavor to keep information current and reliable, we make no warranties regarding completeness, accuracy, or timeliness. We disclaim liability for any direct or indirect damages arising from use of—or inability to use—information on the Website, except where Swiss law mandates liability for intentional or grossly negligent conduct.
Links to external websites are provided as a convenience. We have no control over third-party sites and accept no liability for their content.
Communications via the Website or email are generally unencrypted, posing inherent risks (e.g., unauthorized interception). By using our electronic channels, you acknowledge and assume these risks.
We may update or modify these Terms at any time, without prior notice. The latest version on the Website applies. If these Terms form part of an agreement with you, we will notify you of significant changes via email or other channels.
Expat-Savvy.ch
Talacker 41,
8001 Zurich, Switzerland
c/o Lang + Partner Finanzdienstleistungen GmbH
Chilegässli 12a,
8904 Aesch ZH, Switzerland
Phone: +41791552570
Email: hello@expat-savvy.ch
All images, including AI-generated imagery, are owned by Expat-Savvy.ch and protected by Swiss and international copyright laws.
These Terms are governed by Swiss law. Any disputes arising from use of the Website shall be subject to the exclusive jurisdiction of the competent courts in Zurich, Switzerland, unless otherwise required by mandatory international provisions.
By using Expat-Savvy.ch, you acknowledge you have read, understood, and agree to be bound by these Terms, as well as all applicable Swiss legal standards.
Personal video call with our insurance expert
Review of all insurance needs (health, life, pension, etc.)
Personalized recommendations for your situation
Written summary and action plan after the call
Our service is free - we're compensated by insurance providers when you choose to sign up through us.
