Private Insurance

Understanding private health insurance in Switzerland and its enhanced benefits beyond basic coverage.

Key Features

Enhanced Coverage

More comprehensive benefits beyond basic insurance

Personalized Service

Tailor-made policies to meet individual needs

Premium Benefits

Higher quality service and additional coverage options

Enhanced Benefits

Hospital Care

  • Private room accommodation
  • Choice of hospital anywhere in Switzerland
  • Direct access to chief physicians
  • Flexible visiting hours
  • Enhanced comfort and privacy

Medical Care

  • Free choice of doctors
  • Direct access to specialists
  • Shorter waiting times
  • Extended consultation times
  • International coverage options

Additional Services

  • Alternative medicine coverage
  • Comprehensive dental care
  • Premium health check-ups
  • Wellness and prevention programs
  • Travel medical assistance

Important Considerations

Higher Premiums

Private insurance comes with higher monthly costs due to enhanced coverage and services

Annual Review

Policies can be changed annually with proper notice by November 30th

Provider Selection

Important to compare different providers as coverage and prices vary significantly

Changing Your Insurance

If you want to change your private insurance provider:

  • Review your current policy and coverage needs
  • Compare different providers and their offerings
  • Submit cancellation notice by November 30th
  • New policy becomes active January 1st of the following year

Want to learn more about private insurance options?

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