Visana Health Insurance Switzerland

Art. 45 VAG / Art. 45 ISA

DE:

Die Informationen nach Art. 45 Versicherungsaufsichtsgesetz (VAG). Indem Sie diese Seite nutzen, bestätigen Sie, die Informationen nach Art. 45 VAG zur Kenntnis genommen zu haben.

EN:

The information provided is in accordance with Art. 45 of the Insurance Supervision Act (ISA). By using this page, you confirm that you have acknowledged the information pursuant to Art. 45.

Unsere Partnerfirmen und Dienstleistungen (Our Partner Companies and Services)

Expat-Savvy.ch ist ein Service von Gen AI Digital Ltd, der in Zusammenarbeit mit der Lang + Partner Finanzdienstleistungen GmbH bereitgestellt wird.

Lang + Partner Finanzdienstleistungen GmbH

Chilegässli 12a
8904 Aesch ZH, Schweiz
E-Mail: info@langpartner.ch
Registrierungsnummer: F01067278
UID: CHE-112.184.261
Zugelassen als ungebundene Versicherungsvermittler

Technischer Kontakt:

Benjamin Wagner
E-Mail: hello@expat-savvy.ch
Telefon: +41 (0)79 155 25 70

Unser Angebot:

Wir nutzen auf Expat-Savvy.ch intelligente Tools (einschließlich künstlicher Intelligenz, "KI"), um Ihnen die bestmöglichen Versicherungs- und Vorsorgelösungen vorzuschlagen. Basierend auf Ihren Angaben analysieren unsere Systeme Ihre Bedürfnisse und unterbreiten Ihnen maßgeschneiderte Optionen. Über die Website können Sie auch direkt Termine für Beratungen vereinbaren. Die Beratung und der Abschluss des Versicherungsvertrages erfolgen über unsere Partnerfirma Lang + Partner Finanzdienstleistungen GmbH, die Sie durch den gesamten Prozess begleitet.

Ungebundener Versicherungsvermittler:

Als ungebundener Versicherungsvermittler handelt Lang + Partner Finanzdienstleistungen GmbH ausschließlich in Ihrem Interesse. Die Partnerfirma erstellt den Versicherungsantrag und schließt den Vertrag für Sie ab.

Aus- und Weiterbildung:

Unser Team verfügt über eine fundierte Ausbildung und stellt durch kontinuierliche Weiterbildung sicher, dass Sie stets von aktuellen Informationen und Fachkenntnissen profitieren.

Haftung:

Da unsere Analyse auf KI-Technologien beruht, können die bereitgestellten Daten unter Umständen ungenau sein. Wir lehnen daher jegliche Haftung für die Daten der KI-gestützten Analyse ab. Die Systeme werden laufend verbessert und erweitert. Für Nachlässigkeit oder Fehler im Rahmen der Vermittlungstätigkeit kann die Lang + Partner Finanzdienstleistungen GmbH haftbar gemacht werden.

Datenschutz:

Ihre persönlichen Daten werden ausschließlich für Analyse, Beratung und Planung im Rahmen der Versicherungsvermittlung verwendet. Alle Daten werden sicher aufbewahrt und nur an die entsprechenden Versicherungsunternehmen weitergegeben.

Interessenkonflikte:

Es bestehen keine Interessenkonflikte bei der Vermittlung von Versicherungen. Sollte eine Beeinträchtigung nicht ausgeschlossen werden können, werden Sie vor Abschluss des Versicherungsvertrages transparent darüber informiert.

Entschädigung:

Wir erhalten von den Versicherungsunternehmen eine Provision auf Basis der Netto-Monatsprämien der abgeschlossenen Zusatzversicherungen: Concordia 12, Swica 16, Helsana 16, Groupe Mutuel 12, Sympany 12, Sanitas 12, CSS 12. Für die Grundversicherung erhalten wir eine Provision von 70 CHF pro Abschluss.

Privacy Policy

Below you will find information on data protection and privacy practices for Expat-Savvy.ch.

Operator of the Website

The Expat-Savvy.ch website ("the Website") is operated by:

Gen AI Digital Ltd
128 City Road,
London EC1V2NX,
United Kingdom
Director: Benjamin Amos Wagner
Email: hello@expat-savvy.ch

For insurance consulting matters, all services are provided by our partner:

Lang + Partner Finanzdienstleistungen GmbH
Chilegässli 12a
8904 Aesch ZH, Switzerland
info@langpartner.ch

Data Collection

Generally, visiting the Website does not require personal data. When you use the Website, non-personal data (e.g., your internet service provider, pages visited, or time spent on the site) may be collected to enhance user experience and improve services. This data does not identify you personally.

Personal data is collected only when you voluntarily provide it—such as submitting inquiries, requesting quotations, or using contact forms. By using the Website and providing personal data, you consent to its processing for marketing, communication, and insurance-consulting purposes.

Cookies

The Website uses cookies—small text files stored on your device—to:

Recognize returning visitors
Remember preferences
Analyze usage patterns

Some cookies are session-based and expire when you close your browser; others persist to streamline future visits. You may configure your browser to block or delete cookies; however, this may impact the functionality of certain Website features.

Use and Disclosure of Personal Data

Your personal data will be used exclusively:

To provide requested services (e.g., insurance quotes, consultations)
To respond to inquiries
To facilitate insurance-related advice through authorized partners

We do not sell personal data to third parties for research or advertising. Where necessary, data is shared with authorized insurance intermediaries and partners—all of whom are bound by strict confidentiality and data protection laws.

Right of Access and Rectification

You have the right, at any time, to:

Request information about the personal data we hold
Request rectification, restriction, or deletion of your data
Obtain data portability, according to Swiss and applicable international law

To exercise these rights, please email hello@expat-savvy.ch.

Analytics

We may use third-party analytics tools (e.g., Google Analytics) to collect non-personal, aggregated usage data for understanding user behavior and improving content. IP addresses and related technical data may be anonymized to avoid identifying individuals.

Electronic Communications

Communications via the Website or email are generally unencrypted. By contacting us electronically, you acknowledge and accept the inherent risks (e.g., potential third-party interception).

Changes to this Privacy Policy

We reserve the right to modify or update this Privacy Policy at any time without prior notice. The version currently published on the Website applies. If changes are significant, we will inform you via email or other appropriate channels.

Contact and Imprint

Expat-Savvy.ch
Talacker 41,
8001 Zurich, Switzerland

c/o Lang + Partner Finanzdienstleistungen GmbH
Chilegässli 12a,
8904 Aesch ZH, Switzerland

Phone: +41791552570
Email: hello@expat-savvy.ch

Governing Law and Acceptance

This Privacy Policy is governed by Swiss law. By using Expat-Savvy.ch, you confirm that you have read, understood, and agree to be bound by these privacy practices in accordance with Swiss data protection regulations.

Terms of Service

These Terms of Service (hereafter "Terms") govern your use of Expat-Savvy.ch ("the Website"). By accessing or using the Website, you agree to these Terms in full.

Operator & Insurance Consulting

Operator of the Website

The Website is designed, developed, and operated by:
Gen AI Digital Ltd
128 City Road,
London EC1V2NX,
United Kingdom
Director: Benjamin Amos Wagner
Email: hello@expat-savvy.ch

Insurance Consulting

All insurance consulting services offered through the Website are provided by:
Lang + Partner Finanzdienstleistungen GmbH
Chilegässli 12a,
8904 Aesch ZH, Switzerland
info@langpartner.ch

For additional information regarding Swiss insurance regulation, see Art. 45 VAG (ISA).

Regulatory Information (Lang + Partner)

Lang + Partner Finanzdienstleistungen GmbH
Registration Number: F01067278
UID: CHE-112.184.261
Authorized as: Non-Tied Insurance Intermediaries
Date of First Registration: 30. June 2015
Branches of Insurance:
- Life Insurer
- Reinsurer
- Non-Life (Loss or Damage) Insurance

Territorial Restrictions

This Website is primarily intended for individuals and entities residing or registered in Switzerland. It is not intended for users located in—or citizens of—jurisdictions where access is restricted by law (including, but not limited to, the EU or the United States). If such legal restrictions apply, you are not permitted to use the Website.

Non-Binding Nature of Information

All content on the Website is provided for informational purposes only and does not constitute a binding offer or professional advice. Accessing the Website or contacting us does not create any contractual relationship. We strive for accuracy and timeliness but cannot guarantee complete correctness at all times.

Limitation of Liability and Disclaimer

While we endeavor to keep information current and reliable, we make no warranties regarding completeness, accuracy, or timeliness. We disclaim liability for any direct or indirect damages arising from use of—or inability to use—information on the Website, except where Swiss law mandates liability for intentional or grossly negligent conduct.

Links to external websites are provided as a convenience. We have no control over third-party sites and accept no liability for their content.

Electronic Communications

Communications via the Website or email are generally unencrypted, posing inherent risks (e.g., unauthorized interception). By using our electronic channels, you acknowledge and assume these risks.

Changes to These Terms

We may update or modify these Terms at any time, without prior notice. The latest version on the Website applies. If these Terms form part of an agreement with you, we will notify you of significant changes via email or other channels.

Imprint

Expat-Savvy.ch
Talacker 41,
8001 Zurich, Switzerland

c/o Lang + Partner Finanzdienstleistungen GmbH
Chilegässli 12a,
8904 Aesch ZH, Switzerland

Phone: +41791552570
Email: hello@expat-savvy.ch

Copyright Notice

All images, including AI-generated imagery, are owned by Expat-Savvy.ch and protected by Swiss and international copyright laws.

Governing Law and Jurisdiction

These Terms are governed by Swiss law. Any disputes arising from use of the Website shall be subject to the exclusive jurisdiction of the competent courts in Zurich, Switzerland, unless otherwise required by mandatory international provisions.

By using Expat-Savvy.ch, you acknowledge you have read, understood, and agree to be bound by these Terms, as well as all applicable Swiss legal standards.

Get Expert Insurance Advice

Who is this meeting for?

New residents needing to set up health insurance
Current residents looking to optimize coverage and reduce premiums
Anyone planning retirement with 3rd pillar options
Families seeking life insurance protection
Self-employed needing comprehensive insurance review

What to expect:

30-60 minute consultation
Personal video call with our insurance expert
Comprehensive Analysis
Review of all insurance needs (health, life, pension, etc.)
Tailored Solutions
Personalized recommendations for your situation
Clear Next Steps
Written summary and action plan after the call

Book Free Consultation Chat on WhatsApp

Our service is free - we're compensated by insurance providers when you choose to sign up through us.

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Visana Health Insurance

About Visana

Expat Advantages with Visana

Get Your Rate

Schedule Meeting

Get Your Personalized Visana Quote

What's your current situation?

When do you need the insurance to start?

What type of insurance are you looking for?

What matters most to you? (Choose up to 3)

Your Contact Information

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Basic Insurance

Supplementary Insurance

Digital Services

Supplementary Insurance Plans

Ambulant I-III

Komplementär

Basic Bundle

Dental Insurance

Hospital Insurance Options

General

Spital Flex Semi-Private

Spital Flex Private

Frequently Asked Questions

Contact Visana

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What to expect:

Art. 45 VAG / Art. 45 ISA

DE:

EN:

Unsere Partnerfirmen und Dienstleistungen (Our Partner Companies and Services)

Lang + Partner Finanzdienstleistungen GmbH

Technischer Kontakt:

Unser Angebot:

Ungebundener Versicherungsvermittler:

Aus- und Weiterbildung:

Haftung:

Datenschutz:

Interessenkonflikte:

Entschädigung:

Privacy Policy

Operator of the Website

Data Collection

Cookies

Use and Disclosure of Personal Data

Right of Access and Rectification

Analytics

Electronic Communications

Changes to this Privacy Policy

Contact and Imprint

Governing Law and Acceptance

Terms of Service

Operator & Insurance Consulting

Operator of the Website

Insurance Consulting

Regulatory Information (Lang + Partner)

Territorial Restrictions

Non-Binding Nature of Information

Limitation of Liability and Disclaimer

Electronic Communications

Changes to These Terms

Imprint

Copyright Notice

Governing Law and Jurisdiction

Get Expert Insurance Advice

Who is this meeting for?

What to expect: