SWICA Health Insurance

Switzerland's top-rated health insurance provider for customer satisfaction, serving 1.3 million policyholders with comprehensive insurance solutions.

Popular with Expats

Why international residents choose SWICA

Worldwide Hospital Coverage

HOSPITA PRIVATE WORLDWIDE offers complete freedom of choice for hospitals and doctors globally

Fitness Benefits

COMPLETA FORTE provides up to 1300 CHF annually for gym memberships and fitness activities

English Support

Comprehensive English-speaking customer service through all channels

Digital Services

Modern app for claims, policy management, and digital insurance cards

About SWICA

This Winterthur based health insurance provider is the result of a 1992 merger. In independent reviews by comparis.ch and K-Tipp, SWICA has been nominated as Switzerland's top health insurance company when it comes to customer satisfaction.

The core business of SWICA is health and accident insurance, but the portfolio also includes hospital insurance, dental insurance and insurance covering a daily sickness allowance. Some 1.3 million persons have taken out health insurance with SWICA, with annual revenues from premiums of 4.6 billion Swiss francs.

Customer Satisfaction

Top-rated health insurance provider in Switzerland according to comparis.ch and K-Tipp reviews

Comprehensive Coverage

Complete portfolio including health, accident, hospital, and dental insurance options

Market Leader

Serving 1.3 million policyholders with annual premium revenues of 4.6 billion Swiss francs

Supplementary Insurance Plans

Popular Choice

COMPLETA FORTE

Premium supplementary insurance with extensive fitness benefits

  • Up to 1300 CHF for gym memberships
  • Comprehensive health promotion
  • Alternative medicine coverage
  • Generous dental benefits
  • Worldwide coverage

COMPLETA PRAEVENTA

Preventive care and wellness coverage

  • Vaccination coverage
  • Exercise programs
  • Preventive measures
  • Enhanced COMPLETA TOP benefits
  • Wellness programs

OPTIMA

Extended healthcare coverage

  • Enhanced contributions
  • Worldwide outpatient treatments
  • Comprehensive care options
  • Extended health services
  • Global coverage

SUPPLEMENTA

Additional coverage for specific needs

  • Higher contributions for glasses
  • Enhanced medical aids coverage
  • Extended transport coverage
  • International assistance
  • Supplementary benefits

Hospital Insurance Options

HOSPITA General

Basic hospital coverage throughout Switzerland

  • Shared room accommodation
  • Free hospital choice
  • Vacanza travel insurance
  • Rooming-in after childbirth
  • Spa coverage

HOSPITA Flex Semi-Private

Enhanced hospital comfort with twin room

  • Two-bed room
  • Free doctor choice
  • Outpatient birth allowance
  • Enhanced comfort
  • Flexible options
Expat Favorite

HOSPITA PRIVATE WORLDWIDE

Premium global hospital coverage highly valued by expats

  • Single room worldwide
  • Free choice of hospitals globally
  • Priority treatment
  • Maximum privacy
  • Best medical care worldwide

Frequently Asked Questions

What makes SWICA different from other Swiss health insurers?
SWICA consistently ranks as Switzerland's top health insurer for customer satisfaction. They're known for their comprehensive fitness benefits (up to 1300 CHF with COMPLETA FORTE), worldwide hospital coverage through HOSPITA PRIVATE WORLDWIDE, and excellent customer service in multiple languages.
How does SWICA's gym membership benefit work?
With COMPLETA FORTE supplementary insurance, SWICA contributes up to 1300 CHF annually towards gym memberships and other fitness activities. This is one of the most generous fitness benefits among Swiss insurers.
What makes SWICA's worldwide hospital coverage special?
SWICA's HOSPITA PRIVATE WORLDWIDE provides complete freedom of choice for hospitals and doctors globally, making it particularly valuable for expats. It includes private room accommodation, priority treatment, and access to top medical facilities worldwide.
Does SWICA offer English-speaking customer service?
Yes, SWICA provides comprehensive multilingual customer service, including English support, through their customer service centers, digital platforms, and local offices.

Contact SWICA

SWICA Winterthur

Römerstrasse 38

8400 Winterthur