Relocating to Switzerland checklist

Relocating to Switzerland Step-by-Step Checklist

Your comprehensive guide to a smooth and successful move to Switzerland.

Your Seamless Transition to Swiss Life Starts Here

Relocating to Switzerland, a country renowned for its stunning landscapes, high quality of life, and efficient systems, is an exciting prospect for many expats. However, the process of moving to a new country, even one as organized as Switzerland, involves numerous steps and can feel overwhelming.

This comprehensive checklist is designed to guide you through the various phases of your relocation, helping you stay organized and ensuring you do not miss any critical tasks. Whether you are in the early planning stages or have just arrived, this guide aims to provide practical advice and resources.

Phase 1: Before You Arrive in Switzerland

Pre-Arrival Checklist

  • Research visa requirements and begin application process
  • Secure employment contract or proof of financial self-sufficiency
  • Research housing options in target canton/city
  • Research Swiss health insurance providers and requirements
  • Arrange for shipping of belongings or storage if needed
  • Notify current landlord, utility providers, and financial institutions
  • Gather and organize all necessary documentation
  • Consider temporary accommodation for initial arrival period
  • Research local schools if relocating with children
  • Check if professional qualifications need validation in Switzerland

Detailed Steps for Pre-Departure

1

Secure Your Legal Right to Reside & Work

Understand visa requirements, work permits, and essential documentation needed for your specific situation.

2

Financial Planning & Budgeting

Research the cost of living in your target canton, plan for initial expenses, and consider opening a Swiss bank account.

3

Accommodation Research & Initial Search

Begin your housing search, understand the Swiss rental market, and consider temporary accommodation options.

4

Healthcare & Insurance Planning

Prepare for mandatory health insurance requirements and research other essential insurances.

5

Gather Essential Documents

Collect and organize all necessary personal, professional, and official documents for your move.

6

Plan Your Move & Logistics

Decide what belongings to bring, arrange transportation, and notify relevant parties of your departure.

Phase 2: Upon Arrival in Switzerland

Post-Arrival Checklist

  • Register with local commune within 14 days of arrival
  • Secure permanent accommodation
  • Set up Swiss bank account
  • Obtain Swiss mobile phone number
  • Register for health insurance (within 3 months of arrival)
  • Register children in schools (if applicable)
  • Convert driving license (if needed)
  • Learn about local recycling and noise regulations
  • Explore public transportation options
  • Find local medical providers (GP, dentist)

Critical First Steps After Arrival

7

Register with Your Local Commune

Complete mandatory registration with local authorities within 14 days of arrival.

8

Finalize Your Accommodation

Secure permanent housing, understand rental contracts, and arrange for rental deposits.

9

Set Up Utilities & Communication

Arrange for electricity, water, internet, and a Swiss mobile phone number.

10

Obtain Mandatory Swiss Health Insurance

Select and register with a Swiss health insurance provider within three months of arrival.

11

Open a Permanent Swiss Bank Account

Set up banking for salary payments, bill payments, and daily financial needs.

Phase 3: Settling In & Integration

12

Understand Local Transportation

Learn about public transport options, travel passes, and driving requirements.

13

Language & Cultural Integration

Consider language courses and familiarize yourself with Swiss customs and social etiquette.

14

Explore Your New Surroundings & Build a Network

Discover your local area and begin building personal and professional connections.

Regional Considerations

Switzerland's cantonal system means that experiences can vary depending on your destination.

Zurich

  • Language: Swiss German
  • Housing Market: Highly competitive with low vacancy rates, especially in city center
  • Special Considerations: Financial hub with high cost of living but excellent international community

Geneva

  • Language: French
  • Housing Market: Very tight market with high prices due to international organizations
  • Special Considerations: Strong international atmosphere, proximity to France for shopping/housing options

Basel

  • Language: Swiss German
  • Housing Market: More reasonable than Zurich/Geneva but still competitive
  • Special Considerations: Pharmaceutical industry hub, tri-border location (Germany, France) offers options

Zug

  • Language: Swiss German
  • Housing Market: Expensive due to low-tax environment attracting wealthy expats and corporations
  • Special Considerations: Business-friendly environment, small but international community

Essential Insurance During Relocation

While navigating your relocation, ensuring you have the right insurance coverage is crucial for your peace of mind and legal compliance in Switzerland.

Insurance Requirements for New Arrivals

Swiss law mandates that everyone residing in Switzerland must have basic health insurance (Grundversicherung) within three months of arrival. Coverage is retroactive to your arrival date.

Common Challenges & Solutions

Finding accommodation in competitive markets

Start your search early, be prepared with all documentation, consider temporary accommodation initially, and potentially engage a relocation agency for assistance.

Language barriers during the relocation process

Use translation services when needed, learn basic phrases in the local language, seek assistance from English-speaking relocation specialists, and consider language courses upon arrival.

Understanding Swiss insurance requirements

Contact Expat Savvy for expert guidance on mandatory health insurance and other essential coverages. Our advisors can explain options in English and help you find the right providers.

Navigating visa and permit processes

Research requirements thoroughly, apply well in advance, ensure all documentation is complete and properly translated, and consider professional immigration assistance for complex cases.

Cultural adjustment and integration

Join expat groups and local community activities, respect Swiss customs regarding noise, recycling, and punctuality, and consider cultural integration courses.