Free & independent
Swiss Insurance Consultation for Expats
Get personalized advice from certified insurance experts — completely free. We compare 15+ Swiss insurers to find the best coverage and premiums for your situation.
Robert Kolar
Senior Health Insurance Expert
Expat Specialist · DE/EN
Hans Steiner
Certified Financial Planner IAF
Expat Specialist · DE/EN/FR
What Our Free Consultation Covers
Whether you're new to Switzerland or reviewing existing coverage, we help with all major insurance types.
Health Insurance (KVG)
Compare mandatory basic insurance premiums across all Swiss providers. Find the best deductible and model for your situation.
Supplementary Insurance (VVG)
Hospital upgrades, dental, alternative medicine, international coverage — we explain what's worth it and what's not.
3rd Pillar & Tax Optimization
Save CHF 2,000–11,000/year in taxes. We optimize your 3a strategy — provider selection, staggering, canton planning, and withdrawal timing.
Household Insurance
Protect your belongings with the right Hausratversicherung. We help you choose appropriate coverage limits.
Personal Liability
Essential coverage for accidental damage. Typically CHF 5-10/month for CHF 5M+ coverage — we find the best deal.
Life Insurance & Pension Planning
Protect your family and plan for retirement. We compare term vs whole life, coordinate with your 3rd pillar, and build your complete pension strategy.
How It Works
Three simple steps to expert insurance advice
Book your call
Pick a time that works for you. Takes 30 seconds.
Meet your expert
20–30 min video call. We review your needs and compare options.
Get your recommendation
Receive a personalized comparison with clear next steps.
Schedule Your Free Consultation
Choose a date and time — we'll confirm your booking instantly.
Pick a date
Robert Kolar Frequently Asked Questions
Is the consultation really free?
Yes, 100% free with no obligation. We are compensated by insurance providers when you choose to sign up through us. This means you get unbiased, expert advice at no cost.
What happens during the consultation?
We'll review your current situation, compare options from 15+ Swiss insurers, and give you a personalized recommendation. A typical call takes 20–30 minutes via video or phone.
Do I need to prepare anything?
No preparation required. It helps if you have your current insurance policy details handy, but it's not mandatory. We'll guide you through everything.
Can you help me switch insurers?
Absolutely. We handle the entire switching process — from comparing premiums to submitting cancellation letters and signing up with the new insurer. The deadline to switch basic insurance is November 30.
Do you speak English?
Yes. Our advisors speak fluent English and German. Hans Steiner also speaks French. We specialize in helping expats who are new to the Swiss insurance system.
Which insurance types do you cover?
We cover all major Swiss insurance types: KVG basic health insurance, VVG supplementary insurance, 3rd pillar pension (Säule 3a), life insurance, household insurance (Hausrat), and personal liability (Privathaftpflicht).
Ready to optimize your Swiss insurance?
Join 1,000+ expats who saved money and stress with a free consultation. No obligation, no hidden fees.