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CSS Health Insurance

Founded in 1899, CSS now serves over 1.34 million policyholders with innovative insurance solutions.

About CSS

The origins of CSS date back to 1899 when it was founded as the Christian Social Health Insurance Fund of Switzerland. Headquartered in Lucerne, CSS insures roughly 1.34 million policy holders under the compulsory basic insurance model. A mobile app provides fingertip access to policy information, and invoices can be scanned using the smartphone camera.

Encompassing all insurance offerings, CSS insures some 1.7 million persons with annual revenues of 6.17 billion Swiss francs. The CSS Group includes additional health insurance providers: Arcosana, Intras and Sanagate.

Expat Advantages with CSS

Multilingual Support

Customer service in multiple languages

Digital-First Approach

Modern app and online services

Comprehensive Coverage

Wide range of insurance options

Flexible Models

Insurance options to suit your needs

Basic Insurance

Four flexible models including standard, family doctor, HMO/GVP, and Telmed options

myFlex Insurance Solutions

Comprehensive supplementary coverage with outpatient, hospitalization, and alternative medicine options

Digital Services

Modern mobile app for policy management and invoice scanning

Supplementary Insurance Plans

myFlex Outpatient

Worldwide coverage for outpatient treatments

  • Eye laser surgery coverage
  • Dental insurance for children
  • Global coverage
  • Alternative medicine

myFlex Hospitalisation

Comprehensive hospital coverage across Switzerland

  • Free hospital choice
  • Private/semi-private ward
  • Nationwide coverage
  • Emergency abroad

myFlex Alternative

Coverage for alternative medicine treatments

  • Approved therapists
  • Various methods covered
  • Preventive care
  • Holistic approach

Health Account

Preventative health benefits

  • Sports club discounts
  • Yoga classes
  • Fitness programs
  • Wellness activities

Contact CSS

CSS Insurance

Tribschenstrasse 21

6005 Luzern